Business Details
18 Years
experience
Your Trusted Business Loan Partner in New York
Funding Wizards was founded to address the growing gap in small business lending following the 2008 financial crisis. Our platform connects business owners with a network of local and national lenders, offering accessible financing solutions without the bureaucratic hurdles of traditional banks. With over a decade of experience in financial services, our team specializes in streamlining loan acquisition through technology-driven processes that prioritize speed and affordability. We maintain partnerships with 100+ lenders to ensure competitive rates while eliminating personal collateral requirements. Our expertise in alternative lending models allows us to serve businesses across diverse industries, from construction to hospitality, with transparent terms ranging from $5,000 to $250,000.As an industry leader, we've maintained an 80%+ approval rate since 2008 by focusing on performance-based underwriting rather than rigid credit metrics. Our commitment to ethical lending practices is demonstrated through free applications, no credit score impact, and minimal documentation requirements. We operate 24/7 to ensure businesses can access capital whenever opportunities arise, helping thousands expand operations, purchase equipment, and manage cash flow challenges.
Services
Business Term Loan
Revenue Based Financing
Business Line of Credit
Merchant Cash Advance
Equipment Financing
Details
- Year established: 2008
Highlights and features
- Apply free with no credit score impact
- Instant access to 100+ lenders nationwide
- 80%+ approval rate for matched applicants
- No personal collateral or guarantees required
- 24/7 loan application processing available
What people say
Quick approval process
No personal guarantee
80%+ approval rate
Immediate funding access
No credit score impact
Services
Business Term Loan
Structured financing with fixed repayment schedules tailored to business revenue patterns. Offers predictable monthly payments over 12-24 month terms. Ideal for businesses seeking stable financing for equipment purchases or expansion projects while maintaining cash flow control.
Revenue Based Financing
Flexible funding option where repayments adjust according to business revenue cycles. Particularly beneficial for seasonal businesses or those with fluctuating income streams. Provides capital between $5,000-$250,000 with repayment terms aligned to actual sales performance.
Business Line of Credit
Access working capital up to $200,000 with flexible draw periods and 6-month repayment terms. Designed for ongoing operational needs like inventory purchases or payroll expenses. Allows businesses to borrow and repay multiple times as needed.
Merchant Cash Advance
Immediate funding solution for businesses processing significant credit/debit card transactions. Repayment automatically adjusts based on daily card sales volume. Provides quick access to $5,000-$100,000 with typical repayment periods of 6-8 months.
Questions
How does Funding Wizards differ from traditional banks?
We offer faster approvals, no credit score impact, and eliminate collateral requirements through our network of alternative lenders.
What loan amounts are available?
Businesses can access $5,000 to $250,000 depending on revenue and credit profile through our lender network.
Are there any application fees?
No. Our service is free for applicants as lenders cover our platform fees.
How quickly can I receive funds?
Approved applicants typically receive funding within 3-5 business days after lender matching.
What industries do you serve?
We work with construction, retail, hospitality, healthcare, transportation, and professional services businesses among others.
