Business Details
Your Trusted Partner for Real Estate Investment Loans
At MoFin Lending, we specialize in providing tailored financing solutions for residential and commercial real estate investors. Our direct lending approach offers unique advantages that traditional lenders cannot match, including streamlined processes for fix-and-flip projects, rehab-to-hold strategies, and turnkey rental property acquisitions. We prioritize efficiency through our digital borrower portal, eliminating unnecessary documentation requests while maintaining personalized support from dedicated team members throughout the loan process. Our commitment to transparency is demonstrated through upfront term sheets detailing estimated closing costs, ensuring no hidden fees or unexpected charges at closing. We guarantee certainty of close by honoring agreed-upon timelines or providing clear alternative dates, giving investors reliable financial planning capabilities. With competitive interest rates ranging from 6.75% to 11.99% across various loan programs, we deliver flexible terms for properties ranging from single-family homes to multifamily complexes.Our proven track record serving over 100 successful deals demonstrates our ability to adapt to evolving investor needs while maintaining rigorous underwriting standards. Backed by positive borrower testimonials highlighting exceptional service quality and market expertise, we combine technological efficiency with human expertise to deliver optimal financing outcomes for real estate professionals.
Services
Bridge Loans
Rental Loans
Construction Loans
Commercial Loans
DSCR Loans
Fix & Flip Financing
BRRRR Programs
Value Add Loans
Portfolio Loans
Turnkey Financing
Highlights and features
- We offer a streamlined online application process with no unnecessary document requests
- Our transparent term sheets include estimated closing costs upfront
- We guarantee timely loan closings or provide clear alternative dates
- Our dedicated team provides personalized support throughout the loan process
- We maintain competitive interest rates across multiple loan programs
What people say
Excellent customer service
Great rates
Timely closings
No hidden fees
Knowledgeable staff
Services
Bridge Loans
Our bridge loans provide 12-18 month financing for real estate investors seeking to fund fix-and-flip projects, BRRRR strategies, and value-add opportunities. These loans support properties ranging from single-family homes to multifamily complexes with loan amounts starting at $150,000. Competitive interest rates from 9.875% ensure cost-effective interim financing while maintaining flexible underwriting standards.
Rental Loans
30-year fixed-rate loans designed for real estate investors seeking to acquire or refinance rental properties. Available as interest-only options, these loans accommodate single-property investments and portfolio financing for 1-4 unit properties and short-term rentals. Minimum loan amounts of $150,000 with rates starting at 6.75% provide long-term financing solutions qualified based on property income.
Construction Loans
Specialized financing for ground-up residential construction projects covering 1-4 unit properties. These 12-18 month loans support purchase, rate/term, and cash-out transactions with competitive rates starting at 9.99%. Minimum loan amounts of $150,000 enable investors to finance new construction projects while maintaining transparent cost structures throughout the building process.
Commercial Loans
Tailored financing solutions for commercial real estate investors seeking flexible loan programs. Our commercial loan offerings accommodate diverse property types and investment strategies with streamlined underwriting processes. Competitive rates and customizable terms provide business owners with reliable capital access for property acquisitions, renovations, and portfolio expansions.
DSCR Loans
Debt service coverage ratio loans that qualify borrowers based on property income rather than personal financial statements. These investment property loans provide non-recourse financing options for real estate investors seeking to leverage property cash flow. Transparent qualification criteria and competitive rates create accessible financing for income-producing assets.
Questions
What loan programs does MoFin offer for real estate investors?
We provide bridge loans, rental loans, construction loans, commercial loans, and DSCR loans tailored to real estate investors' specific needs.
How does MoFin's loan application process work?
Our streamlined process uses an online borrower portal with minimal documentation requirements and dedicated team support throughout the entire loan lifecycle.
Are there prepayment penalties on MoFin loans?
Bridge loans have no prepayment penalties, while other loan programs' terms are clearly disclosed in our upfront term sheets.
What are the minimum loan amounts available?
All our loan programs require minimum amounts of $150,000 to ensure appropriate financing for serious real estate investment projects.
How quickly can MoFin close a loan?
We guarantee closing timelines - if we can't meet your desired date, we'll provide the soonest possible alternative closing date.
