Business Details
50+ Years
experience
Your Trusted Financial Partner in Marion, IN
Via Credit Union (ViaCU) has been dedicated to 'People Helping People' since its founding in 1936. As a member-owned financial institution with over $577 million in assets and 37,000 members, we prioritize community impact over profits while maintaining financial stability. Our services span personal and business banking, loans, investments, and specialized programs for different life stages, all delivered with honesty, integrity, and exceptional service. With branches across 12 Indiana counties, we combine nearly a century of experience with modern digital solutions like mobile banking and eSign technology.Our democratic governance model ensures members directly influence our direction through elected leadership, while our commitment to financial education empowers informed decision-making. Through strategic mergers and technological advancements, we've evolved from a small school employees' credit union to a comprehensive financial partner serving diverse communities. Our track record of innovation includes pioneering student-operated branches, remote deposit capture, and personalized financial planning services that reflect our core values of growth, excellence, and community focus.
Services
Auto Loans
Personal Loans
Checking Accounts
Savings Accounts
Credit Cards
Mortgage Loans
Business Loans
Investment Services
Mobile Banking
Financial Planning
Details
- Year established: 1936
Highlights and features
- Member-owned cooperative returning profits directly to members
- Democratic governance through elected member board of directors
- Community-focused financial solutions without shareholder pressure
- Over 85 years of local financial expertise and service
- Comprehensive digital banking with personalized support options
Services
Auto Loans
ViaCU offers competitive auto loans with rates starting at 5.79% APR. Our financing options include new and used vehicle purchases, refinancing opportunities with potential cashback rewards, and flexible terms tailored to individual financial situations. Members benefit from exclusive dealership partnerships and streamlined pre-approval processes that simplify car buying.
Personal Loans
ViaPersonal loans provide flexible financing solutions starting at 7.99% APR. These unsecured loans accommodate various needs from debt consolidation to unexpected expenses, featuring automatic payment options and fixed monthly payments. The ViaGEM open-end loan option offers ongoing access to credit with convenient cash advance features.
Checking Accounts
ViaChecking accounts offer free banking with no monthly fees or minimum balance requirements. Features include unlimited check writing, instant carbonless copies, MasterCard debit card integration, and overdraft protection options. Members can easily manage accounts through mobile banking and receive free notary services at branch locations.
Savings Accounts
ViaCU provides multiple savings options including standard membership shares, money market accounts, and specialized certificates. The ViaSavings Jar program automatically rounds purchases to build savings, while the Start Up Certificate allows $10 minimum openings with monthly deposit requirements for disciplined savers.
Mortgage Loans
ViaMortgage solutions include purchase loans, refinancing options, and home equity products. Competitive rates, low closing costs, and flexible terms from 5-30 years help members achieve homeownership goals. HELOC options provide revolving credit with tax-advantaged interest rates for home improvements or major purchases.
Questions
Who is eligible to join Via Credit Union?
Anyone living or working in 12 Indiana counties including Blackford, Grant, and Madison can join. Family members of current members also qualify for membership.
What digital banking services does ViaCU offer?
ViaConnect mobile app provides 24/7 account access, mobile check deposit, bill payment, and real-time transaction alerts for convenient financial management.
How do I access my safe deposit box?
Safe deposit boxes are accessible during branch lobby hours with various sizes available at most locations, excluding the Warsaw branch.
Can I skip loan payments during financial hardship?
ViaSkip program allows members to skip monthly loan payments when needed, subject to eligibility requirements and terms.
What investment services are available?
Partnering with CUSO Financial Services, ViaCU offers investment planning, alternative investments, and insurance products through licensed financial advisors.
How do I set up direct deposit?
Provide ViaCU's routing number 274975152 and your account number to employers or government agencies for automatic deposits into checking or savings accounts.
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