Niagara Frontier Federal Municipal Employees Credit Union

Who We Are

Niagara Frontier Federal Metropolitan Cooperative Union (NFFMECU) is a member-owned and operated credit union dedicated to providing exceptional financial services to our members. Our mission is to provide our members with the best possible financial services, emphasizing personal attention and competitive rates and terms.

Our Services

As a credit union, we offer a range of services to meet the diverse financial needs of our members. Our services include:

Savings Accounts

• Share Accounts: A basic savings account with a low minimum balance requirement and competitive interest rates.
• Special Deposit Accounts: Designed for larger sums of money, these accounts offer higher interest rates and FDIC insurance up to $250,000.
• Christmas Clubs: A special savings plan designed to help members save for holiday expenses.
• Share Draft/Checking Account: A checking account with debit card, check writing, and online banking access.

Loan Services

• Personal Loans: Unsecured loans for personal expenses, debt consolidation, and other purposes.
• New and Used Vehicle Loans: Financing options for purchasing a new or used vehicle.
• Recreational Loans: Financing options for boats, RVs, and other recreational vehicles.
• Share Secured Loans: Loans secured by a share account as collateral.

Other Services

• Financial Services: Investments, insurance, and financial planning services.
• Home Banking: Online banking with bill pay, fund transfers, and account tracking.
• Mobile Banking: Mobile app for mobile banking and account access.
• Electronic Statements: Paperless statements available for savings, loans, and other accounts.
• Payroll Deductions: Direct deposit of paycheck for convenient access to funds.
• Direct Deposit: Direct deposit of paychecks, Social Security benefits, and other regular income.
• VISA Debit Card: Debit card for everyday purchases and withdrawals.
• Specialty Services: Optional services including credit life insurance, disability insurance, and other financial products.

Our Commitment

At NFFMECU, we are committed to providing exceptional service to our members. We strive to be responsive to our members' needs, offer competitive rates and terms, and maintain a strong commitment to our community. Our commitment is reflected in our core values of excellence, integrity, and member service.

Contact Us

For more information on our services and rates, please contact us at (716) 284-2161 or visit our office at 615 Main St., Niagara Falls, NY 14302.