Let's capture your authentic moments in the most natural way.
At J R Wood Insurance Agency, we are proud to be an independently owned and locally operated insurance agency in Encinitas, California. As an independent agency, we are not tied to any one insurance carrier. This means that we can research rates and coverage options from several top insurance companies to find the best policies for you.
Why Choose an Independent Agent?
Not all insurance agents are the same! Choosing the right one can make a big difference in price, service, and value. As an independent agent, we will work with you to understand your unique needs and find the right coverage for you. We believe in the importance of personal service and relationships, which is why we take the time to get to know our clients and their families.
Our Services
At J R Wood Insurance Agency, we offer a wide range of insurance services to meet your unique needs. Our services include:
- Auto Insurance: Insure what you drive with our comprehensive auto insurance coverage.
- Home Insurance: Protect your safe haven with our customized home insurance coverage.
- Business Insurance: Protect your business with our commercial insurance coverage.
- Pet Insurance: Insure your beloved pets with our pet insurance coverage.
- Umbrella Insurance: Protect your family and your future with our personal umbrella insurance coverage.
Companies We Represent
At J R Wood Insurance Agency, we represent several top insurance companies, including:
- Allstate
- State Farm
- Liberty Mutual
- Progressive
- Nationwide
Get a Free Quote
Fill out the form below and one of our agents will be in touch shortly to review your options.
Request a Quote
- Pet Insurance: Click here for a free quote on pet insurance for your dog or cat.
- Vehicle, Property, & Business Insurance: Click here to request a free quote.
About Us
J R Wood Insurance Agency is committed to providing exceptional service and personalized attention to our clients. Our goal is to help you find the best insurance coverage for your unique needs and budget. Contact us today to learn more about our insurance services and to request a free quote.

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