Empowering Your Financial Future, One Member at a Time
At Educational Federal Credit Union, we pride ourselves on being a member-owned financial institution that has been serving the educational community of South Florida for many years. We were founded by educators for members of the educational community of South Florida, and our commitment to our members has remained unwavering. Our primary goal is to provide exceptional financial services and products that cater to the unique needs of our members.
Services
We offer a wide range of financial services and products designed to meet the diverse needs of our members. Whether you're looking to purchase a new vehicle, finance your education, or simply need a checking account, we have the solutions you need. Our services include:
- Personal Loans: We offer a range of personal loan options, including fixed-rate and variable-rate loans, with competitive interest rates and flexible repayment terms.
- Credit Cards: Our credit cards offer rewards programs, low interest rates, and flexible payment terms.
- Mortgages: We offer a range of mortgage options, including fixed-rate and adjustable-rate loans, with competitive interest rates and flexible repayment terms.
- Home Equity Loans: Our home equity loans and lines of credit provide the freedom to borrow against the value of your home.
- Student Loans: We offer a range of student loan options, including federal and private loans, with competitive interest rates and flexible repayment terms.
Membership
Becoming a member of Educational Federal Credit Union is easy and rewarding. Our membership benefits include:
- Competitive interest rates and loan terms
- Low fees and no monthly maintenance fees
- Access to a network of shared branching and ATM networks
- Insurance and investment options
- Discounts and rewards programs
About Our Membership
Our membership is open to individuals who are affiliated with the educational community of South Florida, including teachers, educators, and staff. We also welcome the families of our members. Our membership is built on the principles of cooperation and mutual benefit, where members pool their resources to achieve collective financial success.
Contact Us
If you have any questions or need assistance with any of our services, our dedicated team of representatives is here to help. You can contact us by phone, email, or by visiting one of our conveniently located branches. We're committed to providing exceptional customer service and supporting our members throughout their financial journey.

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