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Your Trusted Financial Partner in South Florida
Founded by educators for the educational community of South Florida, EdFed has served members for over eight decades with a commitment to financial empowerment and community impact. Our member-owned cooperative offers a comprehensive suite of financial services, including auto loans, insurance products, digital banking solutions, and credit-building tools designed to meet diverse needs. With a focus on personalized service and financial wellness, we provide resources like free credit counseling through GreenPath and innovative programs such as EdFed Auto Advantage, which simplifies vehicle purchases with pre-negotiated pricing and home delivery.Our 24/7 digital platform, EdFed 24/SEVEN, enables seamless account management, while member-exclusive benefits like TruStage insurance and Visa Rewards Credit Cards underscore our dedication to delivering value. As a trusted financial partner, we prioritize transparency, security, and member satisfaction through services backed by decades of industry expertise.
Services
Auto Loans
Digital Banking
Insurance Products
Credit Cards
Financial Counseling
Wire Transfers
Overdraft Protection
Mobile Deposit
Safe Deposit Boxes
Student Services
Highlights and features
- We offer over 80 years of experience serving South Florida's educational community.
- Our member-owned structure prioritizes your financial success over profits.
- Free financial wellness counseling through GreenPath helps reduce debt and build savings.
- 24/7 digital banking with advanced security features ensures convenient access.
- Exclusive insurance benefits through TruStage protect your investments at competitive rates.
What people say
Saved hundreds on car purchase
24/7 digital access convenience
Free financial counseling helpful
Quick loan approval process
Member-exclusive insurance benefits
Services
Auto Loans
EdFed Auto Advantage simplifies vehicle purchases with pre-negotiated pricing, free home delivery, and flexible loan terms. Our representatives handle dealership negotiations while offering member-only rates. This service helps members save time and money on new or used car acquisitions.
Digital Banking
EdFed 24/SEVEN provides 24/7 account access through mobile, tablet, or computer platforms. Features include bill payment, fund transfers, mobile check deposit, and real-time fraud monitoring. The intuitive interface supports financial management anytime, anywhere with enhanced security measures.
Insurance Products
TruStage insurance options include GAP coverage, extended warranties, and life/disability plans tailored to member needs. These products protect against financial loss from accidents, vehicle theft, or unexpected death while offering competitive rates exclusive to EdFed members.
Credit Cards
EdFed Rewards Visa Credit Cards offer cashback rewards, no annual fees, and chip technology security. Benefits include travel insurance, purchase protection, and overdraft protection features designed to enhance financial flexibility for responsible credit users.
Financial Counseling
GreenPath Financial Wellness provides free credit counseling, debt reduction strategies, and budgeting education. Certified counselors help members create personalized financial plans to achieve long-term stability through both online resources and direct consultation services.
Questions
How do I apply for an auto loan?
Contact EdFed for pre-approval, use our Auto Advantage Center to select a vehicle, and our advisors will negotiate pricing and arrange delivery.
What digital banking features are available?
EdFed 24/SEVEN offers bill payment, mobile check deposit, fund transfers, account aggregation, and real-time transaction alerts through mobile or web platforms.
Are there student financial services?
We offer specialized programs to help students build financial literacy, including youth savings accounts and educational resources for managing student finances.
How do I report a lost credit card?
Use the EdFed 24/SEVEN app to immediately report lost/stolen cards and request replacements with just a few clicks.
What insurance options protect my vehicle?
TruStage GAP insurance covers loan balances exceeding vehicle value, while extended warranties protect against mechanical breakdowns at significant cost savings.
Can I access accounts internationally?
Yes, notify EdFed before travel to ensure card functionality abroad. Use 1.7 million Visa ATMs worldwide with your EdFed Rewards Visa card.
