Empowering Small Businesses to Thrive in a Competitive Market
Mission Statement
1st Commercial Lending empowers entrepreneurs by providing tailored financing solutions to navigate their business journey with confidence.
Who We Are
Founded in 2024, 1st Commercial Lending emerged from a deep understanding of the challenges faced by businesses in today's market. Our team comprises seasoned finance professionals with over 25 years of combined experience in navigating complex financing solutions for diverse industries.
What We Do
We offer a comprehensive range of financing solutions to meet the diverse needs of businesses at every stage of their growth. Our services include:
Funding Solutions
- Business Acquisition Loans: Secure funding to acquire new businesses or assets.
- Business Debt Consolidation Loans: Combine multiple debts into one manageable monthly payment.
- Commercial Real Estate Loans: Access financing options to purchase, refinance, or expand your commercial property.
- Business Expansion / Relocation Loans: Obtain funding for market expansion, new location acquisition, or operational upgrades.
- Equipment & Working Capital Loans: Secure financing to acquire necessary equipment, inventory, or operational expenses.
Dedicated Expertise
Beyond simply offering funding, we provide personalized guidance and support throughout the process. We have dedicated industry professionals with extensive knowledge in various sectors who can offer valuable insights and tailored solutions.
Client-Focused Approach
At 1st Commercial Lending, we prioritize open communication, transparency, and exceptional client service. Our streamlined processes and responsive team ensure a seamless and efficient financing experience.
Our Values
- Client-centricity: We prioritize understanding your unique needs and delivering solutions that align with your goals.
- Transparency: We provide clear and concise information throughout the process, ensuring clarity and trust.
- Accessibility: We make the financing process accessible and straightforward, removing unnecessary hurdles.
- Expertise: Our team of dedicated professionals delivers industry-specific knowledge and guidance.
- Integrity: We uphold ethical practices and maintain the highest standards of professionalism.
Credit Requirements and Loan Options
One of the common themes among reviewers is the importance of credit score for loan approval. Fabuloso, who gave the company a 1-star review, was disappointed to find that the company only works with borrowers who have near-perfect credit. This limitation may deter individuals with less-than-perfect credit from considering the company for loans. On the other hand, Bill Boyd, who gave the company a 5-star review, was able to successfully secure an SBA loan with the company's help.
Customer Service and Communication
Bill Boyd's review highlights the importance of customer service and communication in the loan process. He praised Mike Furlong, his loan officer, for his professionalism and dedication to getting the loan approved. Mike's ability to communicate effectively and address any concerns Bill had throughout the process are notable strengths.
Challenges and Limitations
Fabuloso's negative review highlights the company's limitations, particularly for borrowers with imperfect credit. The company's requirement for near-perfect credit may exclude many potential borrowers who may still be viable loan candidates. This limitation can create frustration and disappointment for those who do not meet the company's credit criteria.
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