Business Details
50+ Years
experience
Your Trusted Credit Union in Sweetwater, FL
Founded in 1939, Dade County Federal Credit Union began with a modest $135 collected in a cigar box by ten Dade County employees. Over eight decades, we have evolved into a multi-million-dollar financial institution dedicated to empowering our members with secure, member-first banking solutions. Our commitment to community-driven service remains unwavering, offering a comprehensive suite of financial products including checking and savings accounts, personal and auto loans, mortgages, and business banking services. With branches across Miami-Dade and Broward Counties, we prioritize accessibility, innovation, and financial education to help members achieve long-term stability.Our mission to deliver exceptional service is reflected in initiatives like free financial literacy workshops, competitive loan rates, and cutting-edge digital banking tools. As a federally insured credit union, we combine the security of a major financial institution with the personalized touch of a local cooperative. Our vision is to be our communitys primary financial partner, fostering trust through transparency, integrity, and a relentless focus on member needs.
Services
Checking Accounts
Savings Accounts
Personal Loans
Auto Loans
Mortgage Loans
Business Banking
Online Bill Pay
Mobile Banking
Financial Education
Identity Theft Protection
Details
- Year established: 1939
Highlights and features
- We offer free financial literacy programs for all ages.
- We provide competitive loan rates and personalized service.
- Our digital banking tools include 24/7 online bill pay and mobile check deposit.
- We support local communities through events and small business initiatives.
- Our members receive exclusive insurance and identity theft protection benefits.
What people say
Fantastic small business farmers market
Incredible energy
Successful financial education workshop
Amazing members event
Proactive identity theft protection
Services
Checking Accounts
Our Secure Checking accounts provide 24/7 access to funds with features like free online banking, bill pay, and mobile check deposit. Members benefit from low fees, identity theft protection, and convenient branch and ITM access. Designed for everyday financial management, these accounts support budgeting tools and seamless transactions.
Personal Loans
Flexible personal loans offer competitive APRs for terms up to 60 months, with options for debt consolidation, major purchases, or emergency expenses. Quick approval processes and rate discounts for qualified borrowers ensure accessible financing tailored to individual financial goals and credit profiles.
Auto Loans
New and used auto loans feature low APRs starting at 4.24% for 36-month terms. The Dade Auto Desk service streamlines vehicle purchases with negotiated pricing, home delivery options, and rate discounts for members seeking hassle-free car-buying experiences.
Financial Education
Free financial literacy programs include workshops on budgeting, credit management, and debt reduction. Partnerships with GreenPath provide personalized counseling, online resources, and webinars to empower members with skills for long-term financial stability and informed decision-making.
Digital Banking
24/7 digital banking includes mobile apps for check deposits, Zelle transfers, and account management. Features like e-statements, card freezing, and real-time alerts enhance security and convenience, while ITMs offer video consultations with tellers for complex transactions.
Questions
How do I become a member of Dade County Federal Credit Union?
Membership is open to individuals living, working, or studying in Miami-Dade or Broward Counties, Florida, or those employed by select member groups. Businesses in these counties may also join.
What online banking features are available?
Our online platform offers bill pay, account transfers, mobile check deposit, transaction history, budgeting tools, and secure messaging. All services are accessible 24/7 at no additional cost.
Do you offer financial education resources?
Yes. We provide free workshops, webinars, and one-on-one counseling through partnerships like GreenPath Financial Wellness to help members improve budgeting, credit management, and financial planning skills.
What are the benefits of using Dade Auto Desk?
Dade Auto Desk simplifies car buying with negotiated pricing, rate discounts, and home delivery options. Members avoid dealership hassles while securing vehicles at competitive rates with personalized financing.
How can I report a lost or stolen debit card?
Contact us immediately at 305-471-5080 to report lost or stolen cards. Our mobile app also allows you to freeze/unfreeze cards instantly for added security.
Are my deposits insured?
Yes. Savings are federally insured up to $250,000 by the NCUA, backed by the full faith of the U.S. government, ensuring your funds remain secure.
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