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Dade County Federal Credit Union is a community-based financial cooperative that has been serving Miami-Dade and Broward County residents for decades. Our mission is to provide our members with exceptional financial services, superior customer service, and a commitment to their financial well-being. We are a not-for-profit organization, which means that our earnings are reinvested into the credit union to benefit our members in the form of lower loan rates, higher deposit rates, and fewer fees.

Our story began with a vision to provide affordable financial services to individuals and families in our community. Over the years, we have grown and expanded our services to meet the evolving needs of our members. Today, we offer a wide range of financial products and services designed to help our members achieve their financial goals.

Member Benefits

At Dade County Federal Credit Union, our members are at the heart of everything we do. We believe in providing personalized service, competitive rates, and convenient access to your accounts. Some of the benefits of membership include:

  • Competitive loan rates and deposit rates
  • Lower fees compared to traditional banks
  • Access to online banking and mobile banking services
  • Free access to over 5,000 shared branching locations nationwide
  • Free access to over 55,000 ATMs worldwide
  • Financial education and counseling through our partnership with GreenPath Financial Wellness
  • Discounts on insurance products through our partnership with TruStage

Services

We offer a variety of services designed to meet the financial needs of our members. These include:

  • Loans: We offer personal loans, auto loans, credit cards, first mortgage and home refinance, home equity loans, and commercial real estate loans. Our loan rates are competitive, and we offer flexible terms to fit your budget.
  • Insurance: Through our partnership with TruStage, we offer a range of insurance products including life insurance, auto insurance, and home insurance. We also offer Covr Insurance, which provides income protection and debt protection.
  • Accounts: We offer a variety of deposit accounts including share savings, secure checking, youth accounts, club accounts, share certificates, and IRAs. Our accounts are designed to help you manage your finances effectively and securely.
  • Online Services: We provide online banking and mobile banking services that allow you to access your accounts 24/7. You can check your balances, transfer funds, pay bills, and more from the comfort of your own home.
  • Financial Consulting: Our financial consultants are available to provide guidance on managing your finances, creating a budget, and achieving your financial goals.
  • Wire Transfers: We offer wire transfer services to help you send and receive money quickly and securely.

Locations & Hours

We have several branch locations throughout Miami-Dade and Broward County. Our branches are conveniently located and offer extended hours to accommodate your schedule. We also have over 55,000 ATMs worldwide, giving you access to your money whenever and wherever you need it.

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