Business Details
Your Trusted Mortgage Partner in Utah, Arizona & Colorado
Great American Lending has been a trusted partner in mortgage financing for over three decades, serving clients across Utah, Arizona, and Colorado. Our team of seasoned loan consultants specializes in navigating the complexities of the mortgage market to secure competitive rates and tailored loan solutions. As a BBB-accredited company with an A+ rating, we prioritize transparency, personalized service, and ethical practices. Our clients consistently praise our responsiveness, expertise in rate locking, and commitment to minimizing closing costs. By leveraging relationships with major wholesale mortgage banks, we deliver flexible options for home purchases, refinancing, and new construction loans.Our process emphasizes seamless communication, secure document management, and a dedication to making mortgage transactions as stress-free as possible. With multiple locations and a focus on local market knowledge, we combine national resources with community-focused service. Our track record of repeat clients and referrals underscores our commitment to exceeding expectations in every transaction.
Services
Mortgage Loans
Refinancing
New Home Loans
Flexible Loan Options
Competitive Rate Locking
Highlights and features
- We offer 30+ years of mortgage market expertise
- Our team secures competitive rates through national lender networks
- We provide personalized loan solutions with transparent pricing
- Our BBB-accredited service includes secure document management systems
- We guarantee responsive communication throughout the loan process
Associations and certifications
- BBB (A+ Rating)
What people say
Best refi rates
Flexible with my situation
Seamless process
Lowest closing costs
Highly recommend
Services
Mortgage Loans
We provide comprehensive mortgage loan solutions for home purchases and new construction projects. Our experienced team helps clients secure competitive rates through relationships with major wholesale lenders. We specialize in guiding clients through the entire loan process from pre-approval to closing, ensuring transparent terms and minimal paperwork.
Refinancing
Our refinancing services help homeowners reduce monthly payments, shorten loan terms, or access home equity. We analyze current market conditions to determine optimal rate-locking opportunities. Clients benefit from our expertise in minimizing closing costs and streamlining the refinance process with secure digital document management systems.
Flexible Loan Options
We offer tailored loan programs to accommodate unique financial situations. Our consultants evaluate individual circumstances to recommend suitable products, including conventional, FHA, and VA loans. This approach ensures clients receive personalized solutions that align with their specific homeownership goals and financial capabilities.
Competitive Rate Locking
Our market analysis team monitors interest rate trends to advise on optimal locking periods. We help clients secure favorable rates before market fluctuations occur. This service provides financial certainty during the loan process and protects against unexpected rate increases during closing timelines.
New Home Loans
We specialize in financing solutions for new home construction projects. Our consultants coordinate with builders and contractors to ensure timely fund disbursement. We offer specialized programs for custom home builds and new development purchases, with flexible terms that adapt to evolving project requirements.
People
Dale R. Packer
Sr. Loan Consultant / Owner
With decades of mortgage industry experience, Dale R. Packer leads our team as Senior Loan Consultant and Owner. He specializes in complex loan structures and maintains direct relationships with major wholesale lenders to secure competitive rates for clients.
Spencer J. Packer
Sr. Loan Officer
Spencer J. Packer brings extensive expertise in refinancing and new home loans. Clients consistently praise his clear communication and ability to simplify complex mortgage processes while maintaining competitive pricing structures.
McKay Platt
Branch Manager / Sr. Loan Officer
As Branch Manager, McKay Platt oversees our Utah operations while personally handling high-value loan transactions. His dual role ensures clients receive both strategic oversight and hands-on mortgage expertise.
Alex Taylor
Loan Officer
Alex Taylor specializes in first-time homebuyer programs and new construction financing. He focuses on educating clients about mortgage options while maintaining a responsive approach to transaction timelines.
Questions
What mortgage services do you offer?
We provide home purchase loans, refinancing options, new construction financing, and specialized programs for veterans. Our consultants help clients choose between conventional, FHA, and VA loan products.
How do you help clients secure competitive rates?
Our team monitors market trends and maintains relationships with major wholesale lenders to access exclusive rate options. We provide personalized rate-locking strategies based on individual transaction timelines.
Are you BBB accredited?
Yes, we maintain BBB accreditation with an A+ rating, reflecting our commitment to ethical business practices and customer satisfaction through transparent mortgage solutions.
What areas do you serve?
We operate across Utah, Arizona, and Colorado, with local expertise in major markets including Salt Lake City, Scottsdale, and Denver metropolitan areas.
Can I apply online?
Yes, we offer secure online applications and document submission through our encrypted platform, while maintaining personal loan officer support throughout the entire process.
Do you offer financing for first-time homebuyers?
We specialize in first-time homebuyer programs with low down payment options and provide educational resources to help new buyers navigate the mortgage process confidently.
