Unlock Your Home's Potential, Achieve Your Dreams
At Loans By Shantel/ Ultimate Home Lending, our mission is to provide exceptional mortgage solutions to individuals and families seeking to purchase or refinance their dream homes. Our experienced team of mortgage advisors is committed to guiding you through the process with professionalism, efficiency, and a customer-centric approach.
Our Services
We specialize in a wide range of mortgage products and services, including:
- Home Purchase Loans: We offer various home purchase loan options, tailored to meet the unique needs of our clients. From conventional loans to FHA, VA, and USDA loans, we'll help you find the perfect fit for your situation.
- Refinance Loans: Whether you're looking to refinance your current mortgage to a lower interest rate, switch to a different loan program, or tap into your home's equity, we're here to guide you through the process.
- Jumbo & Super Jumbo Loans: For those who require larger loan amounts, we offer customized Jumbo and Super Jumbo loan solutions.
- Fixed Rates & Adjustable Rate Mortgages (ARMs): Our team will help you choose the right loan structure, whether it's a fixed rate or adjustable rate mortgage, ensuring you're getting the best possible terms.
Our Process
At Loans By Shantel/ Ultimate Home Lending, we take the complexity out of the mortgage process. Our step-by-step approach ensures a seamless and stress-free experience:
1. Complete our simple mortgage pre-approval letter request, which will provide you with loan options based on your unique criteria and scenario.
2. Compare mortgage interest rates and terms, allowing you to choose the offer that best fits your needs.
3. Finalize your loan, confident in knowing you've made an informed decision.
Your Mortgage Goals in Focus
We understand the importance of a mortgage that meets your individual needs. Our expertise lies in helping you:
- Save thousands of dollars per year with a refinance loan that lowers your interest rate and monthly payment.
- Qualify for a mortgage despite having a lower credit score or debt-to-income ratio.
- Choose the perfect loan program, whether it's a conventional loan, FHA loan, VA loan, or USDA loan, to fit your lifestyle and goals.
The Right Mortgage Partner
At Loans By Shantel/ Ultimate Home Lending, our goal is to provide a personalized mortgage experience. We take the time to understand your unique situation, guiding you through the process and helping you make informed decisions.
Trust Your Mortgage Journey with Us
Contact us today to start your mortgage journey with confidence. With our expertise and guidance, you'll be on your way to achieving your homeownership goals.
Mortgage Experience
The reviewer had an exceptional experience with their mortgage process, thanks to Shantel's outstanding service.
What Went Well
- Shantel provided a great service and secured a wonderful rate for the reviewer.
- The reviewer praises Shantel's hard work and dedication, deeming her the hardest working person in mortgaging.
Overall Satisfaction
The reviewer is extremely happy with their mortgage experience and expresses gratitude to Shantel.

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