Business Details
24 Years
experience
Your Trusted Mortgage Partner in Salt Lake City
Fink & McGregor has been a trusted mortgage brokerage in the Salt Lake Valley since 2002, serving thousands of clients through personalized loan solutions. Our team prioritizes a streamlined, client-focused process by leveraging relationships with over 50 wholesale lenders to secure competitive rates and tailored programs. With expertise in FHA, VA, USDA, Conventional, Jumbo, and Portfolio loans, we specialize in navigating complex financial scenarios, including debt consolidation, credit challenges, and investment property financing.Our locally owned operation combines deep market knowledge with a commitment to transparency, ensuring clients maintain control over their mortgage decisions. Recognized for rapid approvals (24-hour turnaround) and a 97-100% client satisfaction score across metrics, we emphasize clear communication and ethical service.
Services
Refinance
Debt Consolidation
VA Loans
FHA Loans
Home Purchase
Details
- Year established: 2002
Highlights and features
- We offer 20+ years of local mortgage expertise with a 97% client satisfaction rate.
- Our team accesses 50+ wholesale lenders to secure competitive, customized loan terms.
- We specialize in complex scenarios: debt consolidation, credit challenges, and VA loans.
- We provide 24-hour loan approval turnaround for qualified applicants.
- Our locally owned operation combines national expertise with personalized service.
What people say
Quick and efficient
Professional and courteous
Amazing communication
Excellent follow-through
Made mortgages simple
Services
Refinance
Our refinance services help clients lower monthly payments, consolidate debt, or extract equity through fixed or adjustable-rate mortgages. We specialize in FHA, VA, and jumbo loan refinancing, with a 24-hour approval process for qualified applicants. Our team tailors solutions to individual financial goals, including rate locks and investment property refinancing.
Debt Consolidation
We help clients consolidate credit card debt, medical bills, or auto loans into mortgage programs with lower interest rates. Our cash-out refinance options allow homeowners to access equity for debt repayment, even with low credit scores. This service includes tax-efficient structuring guidance and long-term budgeting support.
VA Loans
We specialize in VA loans for military veterans, offering zero-down payment options and streamlined refinancing. Our team assists with entitlement verification, eligibility restoration, and surviving spouse benefits. We handle complex cases, including prior foreclosures, while maintaining compliance with VA guidelines.
FHA Loans
Our FHA loan program caters to first-time homebuyers with low down payments and flexible credit requirements. We provide pre-approval assistance, property eligibility checks, and guidance on mortgage insurance premiums. This service includes transition support for VA-to-FHA conversions and down payment assistance programs.
Home Purchase
We offer purchase mortgages for primary residences, investment properties, and second homes. Our services include pre-approval, loan program comparisons, and closing coordination. We support fixed-rate, adjustable-rate, and jumbo loans with competitive rates, serving both first-time buyers and experienced investors.
People
Jeffrey Stout
President
Jeffrey Stout has 35+ years of real estate and business management experience. He leads a team of mortgage experts focused on customer service and customized loan programs.
Niesha
Loan Officer
Niesha specializes in VA and FHA loans, known for timely communication and handling complex cases like credit-challenged refinancing and investment property financing.
Brooke
Loan Officer
Brooke assists with loan structuring and refinancing, recognized for expertise in VA-to-FHA transitions and client education on mortgage options.
Questions
What mortgage types do you offer?
We offer FHA, VA, USDA, Conventional, Jumbo, Portfolio, fixed-rate, and adjustable-rate mortgages tailored to individual financial situations.
Can I refinance with bad credit?
Yes. We specialize in refinancing clients with low credit scores, including cash-out options to pay off debt and improve financial standing.
How quickly can you process a loan?
Qualified applicants receive loan approval within 24 hours, with many clients closing in under 30 days using our streamlined process.
Do you work with first-time homebuyers?
Yes. We provide FHA loans, down payment assistance guidance, and pre-approval support specifically for first-time homebuyers.
Are you a local company?
Yes. We're locally owned and operated in Salt Lake City, serving Utah clients from Logan to St. George since 2002.
How do you find competitive rates?
We access 50+ wholesale lenders to shop for the best rates and terms, leveraging competition to benefit our clients' financial goals.
