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22 Years
experience
Emergency
services
Your Trusted Insurance Partner in North Carolina
ALLCHOICE Insurance was founded in August 2004 with a clear mission: to prioritize customer needs over insurance carriers. Originally established by former captive insurance agents, the agency transitioned to an independent model to better serve clients by partnering with a carefully selected group of financially stable carriers. Over two decades, ALLCHOICE has maintained its founding principles of unparalleled service, competitive pricing, and carrier reliability while adapting to industry changes. The agencys team of experienced professionals stays current with regulatory updates, coverage innovations, and market trends to deliver tailored insurance solutions.

By representing multiple top-rated carriers, ALLCHOICE ensures clients receive unbiased advice and comprehensive protection across personal, commercial, and specialty insurance lines. The agencys commitment to transparency, client education, and proactive risk management has earned it recognition as an award-winning independent insurance agency in North Carolina.
Services
Auto Insurance Home Insurance Business Insurance Workers Compensation Cyber Insurance Life Insurance RV/Boat/Moto Insurance
Details
  • Year established: 2004
Highlights and features
  • We offer 20+ years of independent insurance expertise in North Carolina
  • Our team provides unbiased advice through partnerships with top-rated carriers
  • We deliver personalized coverage solutions for unique personal and business needs
  • Our claims support ensures seamless resolution with dedicated agent assistance
  • We maintain ongoing policy reviews to adapt to changing client requirements
What people say
Spectacular claims service Seasoned team expertise Quick response times Competitive pricing Personalized guidance
Services
Auto Insurance
Auto insurance provides financial protection against vehicle damage, liability claims, and related expenses. Coverage options include liability, collision, and comprehensive plans tailored to driver needs. ALLCHOICE offers competitive rates and personalized guidance for North Carolina drivers.
Home Insurance
Home insurance safeguards property and possessions against fire, theft, and natural disasters. Policies include dwelling coverage, personal property protection, and liability insurance. ALLCHOICE provides customized plans for North Carolina homeowners and renters.
Business Insurance
Business insurance protects companies from property damage, liability claims, and operational disruptions. Solutions include general liability, cyber insurance, and business interruption coverage. ALLCHOICE tailors policies for North Carolina businesses across industries.
Workers Compensation
Workers compensation insurance covers medical expenses and lost wages for work-related injuries. Required for NC employers, this coverage ensures legal compliance and employee support through medical treatment and rehabilitation services.
Life Insurance
Life insurance provides financial support to dependents after the policyholder's death. Coverage options help protect families from funeral costs and income loss. ALLCHOICE offers term and permanent policies to meet diverse needs.
People
Jack Wingate
Founder & CEO
With over 20 years in insurance, Jack established ALLCHOICE to prioritize client needs over carrier interests. He leads strategic growth while maintaining the agency's founding principles.
Heather Bailey
Director of Client Experience
Heather specializes in simplifying complex insurance needs for businesses. Her expertise in commercial policies ensures clients receive cost-effective, comprehensive coverage solutions.
AJ Brower
Director of Operations
AJ manages operational efficiency and policy implementation. His focus on streamlining processes ensures clients receive timely, accurate insurance solutions.
Cheyenne Mathews
Risk Advisor
Cheyenne provides personalized insurance guidance to homeowners. Her client-centric approach emphasizes clear communication and tailored coverage options.
Zach Routh
Client Services Coordinator
Zach supports policy management and claims processing. His attention to detail ensures smooth client interactions throughout the insurance lifecycle.
Questions
What areas does ALLCHOICE Insurance serve?
ALLCHOICE serves clients across North Carolina with offices in Asheville, Clemmons, Greensboro, Hendersonville, Wilmington, and Winston-Salem.
Does ALLCHOICE offer business insurance?
Yes, we provide comprehensive commercial insurance including general liability, cyber protection, and workers' compensation tailored to North Carolina businesses.
Can I get a home insurance quote online?
Request a personalized home insurance quote through our website or contact local agents for detailed coverage options.
Is auto insurance required in North Carolina?
Yes, state law mandates minimum liability coverage. Our agents help ensure compliance while optimizing protection levels.
How do I file an insurance claim?
Contact our team directly or use online resources for prompt claims assistance with step-by-step guidance throughout the process.
Do you offer insurance for new businesses?
We specialize in onboarding new businesses with customized insurance packages addressing unique operational risks and growth needs.