Business Details
31 Years
experience
Emergency
services
Your Trusted Kernersville Insurance Agency for Auto, Home & Life Coverage
We are proud to serve North Carolina and Virginia with comprehensive insurance solutions, offering Auto, Homeowners, Condo, Renters, Life, Business, and Pet Insurance products. Our agency has celebrated 40 years with State Farm, built on a foundation of customer-centric service and community engagement. Our team prioritizes personalized coverage reviews to ensure clients receive optimal protection at competitive prices.We emphasize transparency, ethical practices, and accessibility through multiple contact channels including 24/7 support. Our leadership combines deep industry expertise with local involvement, reflected in numerous community leadership roles and awards, including the 2024 Smith Mountain Lake Regional Chamber of Commerce Leadership Academy Graduate recognition.
Services
Auto Insurance
Homeowners Insurance
Business Insurance
Life Insurance
Boat Insurance
Pet Insurance
RV Insurance
Flood Insurance
Details
- Year established: 1995
Highlights and features
- 40 years of insurance experience with State Farm specialists
- 24/7 emergency service and after-hours appointments available
- Expert coverage reviews for optimal policy customization
- Community-focused leadership with local government involvement
- Multi-state service across North Carolina and Virginia
What people say
Excellent customer service
Personalized coverage
24/7 availability
Expert guidance
Community involvement
Services
Auto Insurance
Our Auto Insurance provides comprehensive protection for personal and commercial vehicles. We offer customizable policies including liability coverage, collision protection, and uninsured motorist provisions. With specialized programs like our Personal Price Plan, we help policyholders save while ensuring legal compliance and financial security against accidents, theft, or weather-related damages.
Homeowners Insurance
Protecting residential properties across NC and VA, our Homeowners Insurance covers structural damage, personal property loss, and liability claims. Policies include standard coverage for fire, weather events, and vandalism, with optional endorsements for valuable items and flood protection. We emphasize proactive risk assessment during policy reviews to maintain adequate coverage levels.
Business Insurance
Tailored insurance solutions for small to mid-sized businesses, including general liability, property protection, and workers' compensation. Our commercial policies address industry-specific risks with customizable coverage limits. We provide business disaster planning resources to protect operations, assets, and employees while maintaining business continuity during emergencies.
Life Insurance
Financial protection plans designed to secure family futures and business obligations. We offer term life policies with flexible durations and whole life insurance with cash value accumulation. Our specialists help clients determine appropriate coverage amounts based on income replacement needs, outstanding debts, and long-term financial goals.
Pet Insurance
Comprehensive veterinary care coverage for dogs and cats, including accident treatment, illness management, and preventive care options. Policies cover unexpected medical expenses while offering wellness plans for routine checkups and vaccinations. Our team assists pet owners in selecting coverage levels that balance premium costs with medical protection needs.
People
Kevin Bugg
State Farm Agent
With 40 years of insurance experience, Kevin leads our agency as a State Farm-certified specialist. A Radford University graduate in Finance & Insurance, he combines technical expertise with community leadership as former Mayor Pro-Tem and multiple award recipient including 2023 Community Distinguished Service Award.
Sarah Peterson
Executive Assistant
Licensed in both NC and VA, Sarah manages agency operations with 26 years of insurance experience. Her dual-state licensing enables comprehensive policy support across our service areas while maintaining focus on customer satisfaction and regulatory compliance standards.
Jordan Bauguess
Insurance Account Representative
Jordan handles commercial and personal coverage with Property/Casualty and Life/Health licenses. Holding a Business Administration degree from Lees-McRae College, he specializes in complex policy structures while providing accessible support for routine insurance needs.
Questions
What insurance products do you offer?
We provide Auto, Homeowners, Business, Life, Pet, Boat, RV, and Flood Insurance for clients across North Carolina and Virginia.
Do you offer policy reviews?
Yes, we provide complimentary coverage reviews to ensure your policies maintain appropriate protection levels at competitive rates.
Can I file claims online?
While we recommend direct consultation for claim accuracy, our website provides digital submission options for initial documentation.
Are payment plans available?
We offer flexible payment options for policy premiums - contact our office for specific billing arrangements.
How do you serve multiple states?
Licensed in both North Carolina and Virginia, our team provides consistent service quality across state boundaries through local expertise.
