Business Details
29 Years
experience
Colorado's Trusted Private Mortgage Lender
Abbey Mortgage & Investments has been a trusted private lender for Colorado real estate investors since 1997. Our expertise lies in providing customized financing solutions for residential and commercial investment properties, including fix-and-flip loans, bridge loans, and construction financing. We pride ourselves on our ability to approve loans quickly without the bureaucratic delays of traditional banks. Our team's deep local market knowledge and decades of experience in real estate lending enable us to structure creative, asset-based financing solutions tailored to each investor's unique needs. We maintain a rigorous focus on transparency, with no hidden fees or unexpected costs in our loan documentation.Our direct-lending model eliminates intermediaries, allowing us to make swift funding decisions based on property equity rather than rigid credit criteria. We've built our reputation by consistently delivering on our motto: 'There's No Money In A No! That's Why We Say Yes!' Our clients benefit from our extensive network of real estate industry connections and our commitment to providing both capital and strategic guidance throughout the investment process. We maintain strict compliance with all applicable lending regulations while maintaining the flexibility to structure deals that traditional institutions cannot accommodate.
Services
Fix and Flip Loans
Commercial Mortgages
Construction Loans
Bridge Loans
Rental Property Loans
Multi-Property Loans
Hard Money Loans
Private Money Loans
Short-Term Loans
Asset-Based Loans
Details
- Year established: 1997
Highlights and features
- We offer 20+ years of Colorado real estate lending expertise
- Our direct-lending model eliminates bureaucratic delays
- We structure loans based on property equity, not credit scores
- We provide strategic investment guidance with every loan
- We fund deals banks and brokers cannot accommodate
What people say
Smooth loans
Fast and painless
Great advice
No bureaucracy
Flexible collateral
Services
Fix and Flip Loans
Our fix-and-flip loans provide rapid financing for property rehabilitation projects. Investors receive funding based on after-repair value rather than current condition. We offer flexible terms with interest-only payments and loan extensions for hold strategies. Our programs accommodate 70-90% loan-to-cost ratios with transparent fee structures.
Commercial Mortgages
We specialize in commercial real estate financing for income-producing properties. Our loans support purchases, refinancing, and construction of office buildings, retail spaces, and industrial properties. We offer competitive terms with 2-5 year balloons and 20-year amortization schedules. Our underwriting focuses on property equity rather than borrower credit history.
Construction Loans
Our construction loans fund residential and commercial development projects from ground-up builds to major renovations. We provide draws based on project milestones with clear disbursement schedules. Our flexible terms accommodate spec homes, multi-family units, and commercial developments. We work closely with contractors to ensure timely funding throughout the building process.
Bridge Loans
Our bridge loans offer rapid capital for time-sensitive real estate opportunities. These short-term loans (typically 1-year terms) help investors acquire properties before securing permanent financing. We provide fast approvals without traditional banking requirements, making them ideal for auction purchases and distressed property acquisitions.
Rental Property Loans
We provide financing solutions for income-producing rental properties. Our loans support single-family homes, multi-family units, and apartment complexes. We offer cash-out refinancing options and portfolio financing for investors with multiple properties. Our underwriting considers property equity and rental income potential over traditional credit metrics.
People
Robert Kearney
Owner
Robert Kearney founded Abbey Mortgage & Investments in 1997 and has over 26 years of Colorado real estate experience. He oversees all lending operations and fund management. His expertise includes asset-based financing, construction lending, and real estate investment strategies. Mr. Kearney holds an MBA from Harvard University and serves on Berthoud's planning commission.
Questions
What types of loans does Abbey Mortgage offer?
We offer fix-and-flip, construction, commercial, bridge, and rental property loans with flexible terms tailored to real estate investors' needs.
Can I get a loan with bad credit?
Yes, we focus on property equity rather than credit scores. If your deal makes sense, we'll structure financing that works for both parties.
How quickly can you fund a loan?
We typically fund loans within 10-14 days, with some deals closing in as few as 5 business days through our expedited process.
Do you lend on owner-occupied properties?
No, we specialize exclusively in investment properties. We don't offer loans for primary residences or owner-occupied homes.
What areas do you serve?
We operate throughout Colorado, supporting real estate investors in both urban and rural markets across the state.
How are your rates structured?
Rates range from 10-13% depending on loan-to-value ratios, with transparent fee structures and no hidden charges in documentation.
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