Business Details
37 Years
experience
Your Trusted Insurance Partner in Concord, CA
Specialists In Health Insurance Services has been dedicated to helping individuals, families, and businesses navigate the complexities of insurance since 1989. Our journey began with a focus on health insurance, expanding over the years to include Medicare Supplements, Long-Term Care protection, and group benefits solutions. With decades of combined experience, our team prioritizes client needs, offering personalized guidance to help clients understand their options and select cost-effective coverage. We represent all major health plans and insurance carriers, ensuring access to comprehensive solutions tailored to diverse needs.Our commitment to transparency, expertise, and client satisfaction has solidified our reputation as a trusted partner in the insurance industry. We specialize in simplifying the decision-making process through easy-to-understand comparisons, empowering clients to make informed choices. From individual health and dental plans to group retirement benefits, our services are designed to meet the evolving needs of our community. Backed by a legacy of service and a focus on innovation, we continue to provide reliable support to clients across California.
Services
Health Insurance
Medicare Supplements
Long-Term Care Protection
Life Insurance
Group Health Insurance
Dental and Vision Insurance
401(k) Retirement Plans
Travel Insurance
Annuities
Voluntary Employee Benefits
Details
- Year established: 1989
Highlights and features
- We offer over 30 years of experience in health and insurance services.
- We represent all major health insurance carriers in California.
- Our team provides personalized support for individual and group insurance needs.
- We simplify plan comparisons to help clients make cost-effective decisions.
- We specialize in Medicare Supplements and Long-Term Care protection.
Services
Health Insurance
We help individuals and families compare health insurance plans from major carriers, ensuring affordable, comprehensive coverage tailored to their medical and budgetary needs. Our team simplifies enrollment and clarifies policy details for informed decisions.
Medicare Supplements
Our Medicare Supplement Insurance solutions fill gaps in Original Medicare coverage, including prescription drugs and out-of-pocket costs. We guide clients through plan options to secure supplemental benefits that align with their healthcare requirements and financial goals.
Long-Term Care Protection
We provide Long-Term Care insurance plans covering home health care, assisted living, and hospice services. Our expertise ensures clients understand policy benefits and affordability, helping protect their assets while securing quality care for future needs.
Group Health Insurance
We design group health insurance packages for small to medium businesses, including dental, vision, and voluntary benefits. Our solutions prioritize employee wellness while offering cost-effective options that support workplace retention and satisfaction.
Life Insurance
We offer term and permanent life insurance policies to safeguard families and businesses. Our advisors explain policy features, premiums, and payout structures, ensuring clients select coverage that meets their long-term financial protection objectives.
People
E. Scott McKnight
President
Third-generation insurance broker with over 20 years of experience. Specializes in employer benefits, retirement planning, and long-term care. Prioritizes client needs while coaching youth sports and traveling with family.
Ted Porter
Executive Vice President
Seasoned leader in health insurance services, focusing on group benefits and strategic growth. Brings extensive expertise in navigating complex insurance markets to benefit business clients.
Janelle Lee
Group Benefits Specialist
Expert in designing employee benefit packages, including health, dental, and retirement plans. Committed to helping businesses attract talent through competitive, compliant insurance solutions.
Cindy Claycomb
Office Manager
Manages daily operations and client communications with a focus on efficiency and customer service. Ensures seamless administrative support for the team and policyholders.
Questions
What types of insurance do you offer?
We provide health, life, Medicare supplements, long-term care, dental, vision, group health, 401(k) retirement plans, and travel insurance solutions for individuals and businesses.
Do you work with all major insurance carriers?
Yes, we partner with leading carriers like Anthem Blue Cross, Blue Shield, United Healthcare, and Mutual of Omaha to offer diverse coverage options.
How can you help with Medicare enrollment?
We explain Medigap plans, assist with enrollment paperwork, and clarify coverage gaps to help clients choose supplemental insurance that meets their healthcare needs.
Are your services free for clients?
Our advisory services are free; we earn commissions from insurance carriers when clients purchase policies through our agency.
Do you offer group insurance for small businesses?
Yes, we specialize in group health, dental, vision, and voluntary benefits tailored to small and medium-sized businesses in California.
