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Business Details
34 Years
experience
Your Trusted California Insurance Partner
Steele Insurance Agency has served the insurance needs of California residents since 1992. As an independent agency, we prioritize client advocacy by comparing policies from multiple carriers to ensure optimal coverage and value. Our team of licensed professionals offers personalized service for auto, home, life, business, and specialty insurance products. With decades of combined experience, we focus on building long-term relationships through transparency and tailored solutions. Our commitment to local communities is reflected in our face-to-face service approach and 24/7 client support during critical times. We specialize in simplifying complex insurance decisions while maintaining competitive pricing across all policy types.

Our expertise extends to risk assessment, claims guidance, and periodic coverage reviews to adapt to evolving client needs. Backed by partnerships with trusted California insurers, we deliver comprehensive protection strategies for individuals and businesses. Our track record includes helping clients save thousands annually through strategic policy comparisons and adjustments. Through continuous education and community engagement, we maintain our position as a leading independent insurance agency in the state.
Services
Auto Insurance Home Insurance Life Insurance Business Insurance Boat Insurance
Details
  • Year established: 1992
Highlights and features
  • We offer independent comparisons from multiple insurance carriers
  • Our team provides personalized service with local California expertise
  • We advocate for clients during claims processes
  • We conduct periodic coverage reviews to adapt to changing needs
  • We specialize in finding cost-effective solutions without compromising coverage
What people say
Excellent customer service Saved money on policies Quick response times Knowledgeable agents Personalized attention
Services
Auto Insurance
We provide comprehensive auto insurance solutions tailored to California drivers' needs. Our policies protect against accidents, theft, and natural disasters while offering liability coverage for medical and legal expenses. As an independent agency, we compare multiple carriers to find competitive rates without compromising coverage quality. Our team helps clients understand state requirements and select appropriate protection levels for their vehicles and driving habits.
Home Insurance
Our home insurance policies safeguard California homeowners against fire, theft, and natural disasters. We offer customizable coverage options including dwelling protection, personal liability, and additional living expenses during repairs. Our agents help clients assess appropriate coverage limits and deductibles while explaining policy details like scheduled personal property endorsements. We emphasize risk mitigation strategies and proper documentation to streamline claim processes.
Life Insurance
We offer term, whole, and universal life insurance solutions to protect families' financial futures. Our agents help clients evaluate coverage needs based on life changes like marriage, parenthood, and business ownership. We explain policy features including death benefits, cash value accumulation, and conversion options. Our approach focuses on creating long-term financial security plans that adapt to evolving personal circumstances and estate planning requirements.
Business Insurance
Our business insurance solutions protect California companies with policies combining property, liability, and operational protections. We offer business owners' policies, workers' compensation, commercial auto, and surety bonds. Our team helps businesses assess risk exposure and select appropriate coverage limits while explaining policy components like general liability and commercial umbrella protections. We specialize in creating cost-effective risk management strategies for small to mid-sized enterprises.
Boat Insurance
We provide specialized boat insurance covering physical damage, liability, and emergency assistance for California watercraft owners. Our policies include agreed value coverage, medical payments, and fuel spill liability protections. We help clients understand navigational area limitations and coverage options for personal effects and unattached equipment. Our team ensures proper protection for various watercraft types while explaining policy details like wreckage removal coverage.
People
Troy Steele
CEO
With 32 years in insurance, built a 3,200 PIF agency in 6 years and achieved $120M premium growth. Recognized as Agency of the Year six times and created The Strangest Insurance Secret.
Troy Tapparo
Regional Manager
Experienced insurance professional with proven leadership in regional operations. Specializes in client relationship management and policy optimization for personal and commercial accounts.
Larry McCarren
Regional Manager
Seasoned insurance manager with extensive experience in policy analysis and client consultation. Focuses on delivering tailored insurance solutions while maintaining exceptional customer service standards.
Nick Micheli
Regional Manager
Dedicated insurance professional with expertise in risk assessment and coverage optimization. Committed to providing personalized service and comprehensive protection strategies for clients.
Kanoa Rosado
Regional Manager
Experienced insurance specialist known for responsive service and thorough policy evaluations. Focuses on building long-term client relationships through transparent communication and tailored insurance solutions.
Questions
What types of insurance do you offer?
We provide auto, home, life, business, boat, and specialty insurance policies tailored to California residents' needs.
How can you help me save money on insurance?
As an independent agency, we compare multiple carriers to find competitive rates while maintaining appropriate coverage levels for your specific needs.
Do you offer 24/7 claims support?
Our team provides timely assistance during claim processes, though we don't maintain formal 24/7 emergency services.
How do you handle policy reviews?
We conduct periodic coverage reviews to ensure your policies adapt to life changes and evolving protection requirements.
Can you help with commercial insurance needs?
Yes, we offer business owners' policies, workers' compensation, commercial auto, and specialized liability protections for California businesses.
What areas do you serve?
We serve all areas of California with localized insurance solutions from our multiple regional offices.