Business Details
50+ Years
experience
Emergency
services
Your Member-Owned Credit Union in Woodbury, MN
We are a not-for-profit financial institution exclusively serving members of the U.A. Local #455 Pipefitters Steamfitters and their families. As a member-owned cooperative, we return all profits to our members through lower fees, competitive loan rates, and higher dividend rates. Our Board of Directors and committees are elected by members, ensuring governance aligned with member interests. Since 1957, we have prioritized financial education, offering free counseling sessions and tailored products like Share Savings accounts, Certificates, IRAs, and specialized checking accounts.Our commitment to security includes NCUA insurance up to $250,000 and advanced fraud protection on debit cards. We provide 24/7 access via mobile banking, remote deposit capture, and a nationwide shared branching network. Our team focuses on personalized service, including mortgage refinancing guidance and consumer loan programs. With two convenient Minnesota branches and surcharge-free ATMs, we combine local expertise with nationwide accessibility. Our philosophy remains rooted in fitting financial needs through innovation and member-centric values.
Services
Share Savings Accounts
Certificates
IRAs
Checking Accounts
Consumer Loans
Mortgage Services
Financial Counseling
Remote Deposit Capture
Mobile Banking
Shared Branching
Details
- Year established: 1957
Highlights and features
- We are member-owned, returning profits through lower fees and higher dividends.
- Our free financial counseling benefits members and their families.
- We offer competitive rates on savings, loans, and IRAs.
- 24/7 access via mobile banking and nationwide shared branching.
- NCUA-insured accounts protect savings up to $250,000.
Associations and certifications
- NCUA
Services
Share Savings Accounts
Establish membership with a $5 deposit to own a share in the credit union. Earn monthly dividends with no service fees. Access funds via online banking, mobile apps, or in-person visits. NCUA insurance secures balances up to $250,000.
Certificates
Low-risk investments with guaranteed rates for terms starting at $1,000. Choose monthly dividend compounding or direct deposit. Early withdrawal penalties apply. Ideal for disciplined savers seeking predictable returns.
IRAs
Traditional and Roth IRA options with competitive dividend rates. No account fees. Facilitate transfers from existing IRAs. Designed to simplify retirement planning with tax-advantaged growth opportunities.
Consumer Loans
Flexible loan programs for major purchases, debt consolidation, or emergencies. Competitive rates for members. Application process includes personalized guidance from loan officers.
Mobile Banking
24/7 account access via smartphone or tablet. Features include bill payment, fund transfers, remote check deposit, and real-time alerts. Secure platform with EMV chip-enabled debit card integration.
Questions
Who is eligible for membership?
Membership is exclusive to U.A. Local #455 Pipefitters Steamfitters members and their families.
Are my deposits insured?
Yes, accounts are NCUA-insured up to $250,000.
What financial counseling services are available?
Members receive up to six free annual counseling sessions for budgeting, debt management, or credit improvement.
Can I access accounts outside Minnesota?
Yes, use 5,400+ CO-OP Shared Branch locations nationwide for in-person transactions.
