Business Details
Your Trusted Partner for Credit Union Services
We are a member-owned financial cooperative dedicated to providing accessible, affordable financial services to UFCW Local 1776 and Local 152 members and their families. Our mission emphasizes financial stability, thrift, and personalized service while maintaining federal insurance standards. We offer a full range of banking solutions including savings accounts, loans, credit cards, and digital banking tools. Our commitment to community extends through flexible membership policies that allow relatives of members to join. With 24-hour phone service and federally insured deposits up to $250,000, we prioritize member security and convenience.Our board of directors includes Michele Michael and Tony Zollo, elected in 2025 to guide our financial stewardship. Through direct deposit options and payroll deductions, we facilitate seamless financial management for our members. Our holiday loan program provides short-term financing up to $2,000 with weekly payments starting at $40. As a federally chartered credit union, we operate under strict regulatory oversight while maintaining local decision-making authority. Our services are designed to meet diverse financial needs while upholding the principles of cooperative banking.
Services
Checking Accounts
Savings Accounts
Personal Loans
Visa Check Card
Online Banking
Share Certificates
Money Market Accounts
IRA Accounts
Wire Transfers
Payroll Deduction
Highlights and features
- We offer federally insured deposits up to $250,000 through NCUSIF
- Our 24-hour phone service provides round-the-clock account access
- We maintain strict financial oversight while offering local decision-making
- Our holiday loan program features flexible $40 weekly payment options
- We serve UFCW members and their families with personalized financial solutions
Associations and certifications
- NCUSIF
- NCUA
Services
Savings Accounts
Our regular share accounts require a $5 minimum balance to maintain membership. Christmas Club and Vacation Club accounts help members save for specific goals with automatic transfers. All deposits receive federal insurance up to $250,000 through the National Credit Union Share Insurance Fund.
Personal Loans
We offer short-term holiday loans up to $2,000 with weekly payments starting at $40. Our loan programs include flexible terms for UFCW members and their families. Applications can be completed online or through mailed forms during our annual promotion period.
Online Banking
Our free online banking platform provides 24/7 account access, electronic bill payment, and e-statement options. Members can manage accounts, transfer funds, and access digital tools through secure login credentials. The system supports direct deposit and payroll deduction integration.
Credit Cards
We issue Visa Check Cards for convenient point-of-sale transactions and ATM access. These cards connect directly to members' share accounts with no annual fees. Cardholders receive fraud protection and can manage accounts through our online banking portal.
Investment Services
Our investment options include share certificates, money market accounts, and IRA accounts for long-term savings. Members can choose from various term lengths and contribution methods. These accounts offer competitive rates with federal insurance protection.
Questions
Who is eligible for membership?
UFCW Local 1776 and Local 152 members, their families, and anyone related by blood or marriage qualify for membership.
What loan options are available?
We offer personal loans including holiday loans up to $2,000 with weekly payments starting at $40 through our annual promotion.
Are my deposits insured?
Yes, all deposits receive federal insurance up to $250,000 through the National Credit Union Share Insurance Fund (NCUSIF).
How can I access my accounts 24/7?
Our Teller Line Connection provides 24-hour phone service for account inquiries and transactions outside regular business hours.
What digital banking tools exist?
We offer free online banking with bill payment, e-statements, and mobile access through our website and digital platforms.
How do I apply for services?
Applications for accounts and loans are available online under the Personal Banking tab or by requesting mailed forms.
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