Clear 2 Close Home Loans is a privately held mortgage banking corporation licensed in the State of Florida. Founded by Michael Ninomiya, a seasoned mortgage industry expert with 16 years of experience, the company aims to innovate the entire home loan process to bring lower rates to buyers. With a unique blend of technology and specialized knowledge, Clear 2 Close Home Loans is revolutionizing the mortgage industry.
Our Story
Michael Ninomiya's journey in the mortgage industry began on Wall Street, where he spent 15 years honing his skills as a trader. He then transitioned to the residential mortgage industry, where he applied his expertise to building a mortgage brokerage from scratch to a team of over a dozen loan officers. This experience laid the foundation for Clear 2 Close Home Loans.
Our Services
At Clear 2 Close Home Loans, we specialize in providing a wide range of mortgage solutions, including:
- Home purchases and refinances for residential homes
- New construction loans
- Commercial loans
- Investment loans
- Foreign national loans
Our team of talented consultants and loan officers are dedicated to providing exceptional customer service, expert guidance, and personalized support throughout the mortgage process.
How We Do It
Clear 2 Close Home Loans uses the latest technology to streamline the mortgage process, reducing costs and increasing efficiency. Our cloud-based mortgage systems and customer contact applications enable us to access online information, significantly reducing the hassle and time required to close a loan.
What Sets Us Apart
At Clear 2 Close Home Loans, we pride ourselves on our innovative approach to the mortgage industry. By leveraging technology and specialized expertise, we provide faster, more efficient, and cost-effective mortgage solutions. Our commitment to customer service and relationships sets us apart from traditional mortgage lenders.
Our Mission
Our mission at Clear 2 Close Home Loans is to provide exceptional mortgage solutions, exceptional customer service, and unparalleled expertise to our clients. We strive to build long-term relationships with our customers and partners, providing innovative mortgage solutions that meet their unique needs and goals.
Customer Experience
The reviews provide a common thread of excellent service and professionalism from the mortgage loan officers at Clear 2 Close. The customers praise the loan officers for being helpful, clear, and responsive, making the home buying experience smooth and stress-free.
Communication
Clear 2 Close's mortgage loan officers are commended for their exceptional communication skills. Customers appreciate their prompt responses to questions and concerns, making them feel comfortable and informed throughout the process.
Professionalism
The loan officers are described as professional, knowledgeable, and courteous. They are praised for their expertise in understanding complex loan scenarios and providing guidance to ensure customers are satisfied.
Results
The reviews highlight the successful closing of mortgage loans, with customers expressing gratitude for the loan officers' dedication to ensuring their needs are met. Many customers report closing deals quickly, with some even remarking on the swift 28-day closing process.
Recommendations
The overwhelming majority of customers highly recommend Clear 2 Close's mortgage loan officers, with some stating that they would return to the company for future business.
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