Business Details
Your Trusted Partner for Community-Driven Financial Solutions
Founded on principles of trust and community partnership, Harborstone Credit Union Credit Union has dedicated itself to empowering members through personalized financial solutions. Our commitment to fostering relationships extends beyond transactionswe prioritize understanding individual needs to guide informed decision-making. With over three decades of experience, including leadership shaped by long-standing employees like our deputy mayor of Lakewood, we combine deep local knowledge with a passion for financial education. Our team specializes in home lending, vehicle financing, and business advisory services, ensuring members access competitive rates and tailored support.By collaborating with organizations like Junior Achievement of Washington, we actively promote financial literacy, particularly for youth. Our focus remains unwavering: delivering transparent, consumer-friendly service while maintaining rigorous security standards. From everyday banking tools to retirement planning, we strive to be the cornerstone of lasting financial stability for Washington residents.
Services
Everyday Banking
Home Loans
Vehicle Financing
Business Advisory
Retirement Planning
Financial Counseling
Highlights and features
- We partner with members to provide tailored financial guidance
- Offer low APR loans and 4.15% APY certificate specials
- Deliver consumer-friendly financial education programs
- Maintain active community partnerships like Junior Achievement WA
- Train staff in specialized financial counseling techniques
What people say
Informative and patient
Greatest staff
Best banking experience
Positive and personable
Financial empowerment support
Services
Everyday Banking
Simplify daily financial management with secure checking accounts, low-balance alerts, and mobile payment tools. Our PNW Premier account offers exclusive benefits for Washington residents. Experience seamless transactions through our network of branches and ATMs across Puget Sound.
Home Loans
Navigate home financing with confidence using our competitive rates and expert guidance. We specialise in first-time buyer programs, refinance options, and construction loans. Our counselors help establish credit-building plans to achieve homeownership dreams in Washington's housing market.
Vehicle Financing
Access low APR auto loans through trusted dealership partnerships. Our vehicle financing experts compare offers to secure personalized rates for new and used car purchases. Members receive guidance on budget-friendly ownership and loan terms.
Financial Counseling
Improve financial literacy through one-on-one coaching on debt management, credit building, and goal setting. Our certified counselors provide actionable plans for individuals, families, and small businesses. Services include free workshops and personalized strategy sessions.
Community Partnerships
Strengthen local economies through financial education programs and community development initiatives. We partner with schools to teach youth financial literacy and collaborate with local governments on affordable housing projects. Our branches actively support neighborhood nonprofits and economic empowerment efforts.
People
Mary Moss
Deputy Mayor of Lakewood
With 36 years at Harborstone Credit Union, Mary Moss champions financial empowerment and social justice. As Lakewood's Deputy Mayor, she applies credit union values to policy work, fighting inequality while maintaining community banking principles.
Chantel
Loan Officer
Specializes in consumer-friendly loan education, guiding members through best practices and favorable terms. Her patient approach helps clients build confidence in financial decision-making while reducing anxiety.
Patty H.
Branch Manager
Provides personalized credit-building strategies through compassionate service. Her dedication to member success reflects Harborstone Credit Union's mission of dignified financial support and community-driven banking relationships.
Questions
Who can join Harborstone Credit Union?
Any Washington resident can join by opening an account. Membership requires a $5 minimum deposit and provides access to all financial services.
What loan products do you offer?
We provide competitive home mortgages, auto loans, personal loans, and business financing with flexible terms and dedicated financial coaching.
Are there community development programs?
Yes, we partner with local organizations for financial literacy education, affordable housing initiatives, and youth empowerment through Junior Achievement WA.
Do you offer financial counseling services?
We provide free financial coaching for members, including budgeting help, credit rebuilding strategies, and retirement planning consultations.
What security features protect my account?
We implement advanced fraud detection, debit card security alerts, and anti-scam education programs to ensure all transactions meet strict safety standards.
