Business Details
50+ Years
experience
Your Trusted Financial Partner in Washington Since 1957
Since 1957, Sno Falls Credit Union has been dedicated to providing personalized financial solutions to members across Washington State. Our commitment to competitive rates, fast service, and local decision-making ensures that our community receives tailored banking experiences. We offer a range of services, including youth-focused checking accounts with high APY, flexible loan options for vehicles and home equity, and low-rate credit cards. Our digital tools empower members to manage finances seamlessly through mobile and online platforms. For businesses, our Partnership Program connects local brands with over 5,000 engaged members, fostering community growth.With no minimum balance requirements and 24/7 access to account management, we prioritize convenience and transparency. Our team combines decades of experience with a deep understanding of regional financial needs, ensuring reliable guidance for every member. By maintaining a focus on member-only benefits and ethical practices, weve built a trusted reputation as a hometown financial partner. Whether youre saving for the future, purchasing a vehicle, or growing a business, Sno Falls Credit Union delivers expertise and support rooted in local insight.
Services
Youth Checking Accounts
Auto Loans
Home Equity Lines
Credit Cards
Business Partnership Program
Online Banking
Loan Skip Pay Option
Term Life Insurance
Small Business Loans
Details
- Year established: 1957
Highlights and features
- We offer competitive rates and local decision-making since 1957.
- Our Youth Rewards Checking Account provides 4.53% APY for young savers.
- We provide 24/7 online and mobile banking services.
- Our loan options include flexible terms and Skip Pay features.
- We support local businesses through our Partnership Program.
Services
Youth Rewards Checking
Designed for ages 14-17, this account offers 4.53% APY on balances up to $5,000 with no monthly fees. Members receive a free debit card and access to 30,000+ ATMs. Local Sno Falls staff provide financial education resources to help young savers build healthy money habits.
Auto Loans
New and used auto loans available with APRs starting at 5.49% and 5.99% respectively. Terms up to 84 months for new vehicles and 72 months for used. Eligible members can defer payments using our Skip Pay feature within 30 days of due dates.
Home Equity Line of Credit
Flexible credit lines with APRs from 7.25% for home equity financing. Borrow up to $500,000 for first liens or $250,000 for second liens with repayment terms up to 20 years. Funds available for home improvements, debt consolidation, or major purchases.
Business Partnership Program
Connect your business with 5,000+ credit union members through exclusive discounts and promotions. Partners gain visibility on our website and marketing channels while offering unique member benefits. Ideal for Washington-based businesses seeking community engagement.
Online & Mobile Banking
Manage accounts 24/7 through secure mobile apps or online portals. Features include balance checks, fund transfers, mobile check deposits, and loan payment options. Real-time transaction alerts and budgeting tools help members maintain financial control anytime, anywhere.
Questions
How do I open a Youth Rewards Checking Account?
Visit any Sno Falls branch with your child (ages 14-17) to open an account. No minimum balance required. The account includes a free debit card and 4.53% APY on balances up to $5,000.
Can I skip a loan payment?
Sno Falls Skip Pay allows eligible members to defer one payment annually on auto, motorcycle, or line of credit loans. Apply through Online Access or our mobile app within 30 days of your due date.
What loan types are available?
We offer new/used auto loans, home equity lines of credit, lifestyle loans, and business financing options. APRs start at 5.49% for auto loans and 7.25% for HELOCs, with terms up to 20 years.
How does the Business Partnership Program work?
Local businesses create exclusive member discounts that appear on our website and marketing channels. Partners gain visibility to 5,000+ members while offering valuable perks. Apply online to join the program.
Are there fees for online banking?
No. Our digital banking tools are free for all members. Features include mobile check deposit, fund transfers, bill pay, and real-time transaction alerts through the Sno Falls mobile app or online portal.
