Business Details
20 Years
experience
Your Trusted Mortgage Broker in Texas
Established in 2006, Absolute Lending Group is a boutique mortgage brokerage headquartered in Houston, Texas. Our team of seasoned mortgage professionals specializes in delivering competitive pricing and personalized service across the Texas Triangle, including Houston, Austin, San Antonio, and Dallas. With a focus on speed and ease, we guide clients through the entire loan processfrom application to closingwhile tailoring loan products to meet individual financial situations.Our expertise spans conventional, VA, FHA, jumbo, construction, and bank statement loans, ensuring solutions for diverse borrower needs. We prioritize transparency, integrity, and client satisfaction, leveraging our deep understanding of the mortgage industry to help clients achieve homeownership. Our commitment to excellence has solidified our reputation as a trusted partner in the mortgage sector.
Services
Purchase Loans
Refinance Loans
Home Equity Loans
Conventional Loans
VA Loans
FHA Loans
DSCR Loans
Jumbo Loans
Construction Loans
Bank Statement Loans
Details
- Year established: 2006
Highlights and features
- We offer over 15 years of experience in mortgage brokerage with a focus on Texas markets.
- Our personalized service tailors loan products to individual financial situations.
- We provide competitive pricing and access to a wide range of loan options.
- Our team specializes in guiding clients through complex mortgage processes.
- We prioritize transparency and client education from application to closing.
Services
Purchase Loans
Our purchase loan services help clients secure financing for new home acquisitions. We offer competitive rates and flexible terms tailored to individual financial profiles, including conventional, VA, and FHA options. Our team guides borrowers through every step, ensuring a seamless transition from application to closing.
Refinance Loans
We specialize in refinancing solutions to help clients reduce monthly payments, adjust loan terms, or access home equity. Our experts analyze current market rates and client goals to identify optimal refinancing opportunities, including rate-and-term and cash-out options.
Construction Loans
Our construction loans support clients building custom homes or investment properties. We provide phased funding aligned with project milestones, combined with personalized guidance to navigate the complexities of construction financing, from land acquisition to final build.
Jumbo Loans
We offer jumbo loans for high-value properties exceeding conventional loan limits. These tailored solutions cater to clients with strong financial profiles seeking competitive rates and flexible terms for premium real estate purchases or refinancing.
Bank Statement Loans
Designed for self-employed borrowers or those with non-traditional income, our bank statement loans use cash flow analysis instead of traditional W-2s. This option provides flexible qualification criteria while ensuring access to competitive mortgage rates and terms.
People
Eddie de la Vega
Owner / Licensed Mortgage Loan Originator
Eddie de la Vega, Owner and Licensed Mortgage Loan Originator, brings over 15 years of industry expertise to Absolute Lending Group. He specializes in personalized mortgage solutions, focusing on client education and tailored loan products for Texas homeowners.
Joey Smolensky
Senior Loan Originator
Joey Smolensky, Senior Loan Originator, leverages extensive experience to help clients secure competitive mortgage rates. He specializes in guiding borrowers through complex loan scenarios, ensuring clarity and confidence throughout the financing process.
Questions
What types of mortgage loans do you offer?
We provide conventional, VA, FHA, jumbo, DSCR, construction, and bank statement loans to meet diverse borrower needs across Texas.
How can I determine which loan is right for me?
Our mortgage professionals analyze your financial situation and goals to recommend the best loan product, including fixed-rate, adjustable-rate, or specialty options.
Do you offer refinancing options?
Yes, we offer rate-and-term refinancing, cash-out refinancing, and streamline options to help reduce payments or access home equity.
What documents are required for a mortgage application?
Typical requirements include income verification, asset statements, credit history, property details, and identification. Our team guides you through each step.
Can self-employed individuals qualify for loans?
Yes, we offer bank statement loans and other non-traditional options tailored to self-employed borrowers' unique financial profiles.
How long does the mortgage process take?
The process typically takes 30-45 days, depending on loan complexity, documentation timeliness, and appraisal scheduling.
