Business Details
50+ Years
experience
Your Trusted Partner for Financial Solutions
For over 90 years, we have been a dedicated financial partner for the California educational community. Our mission, established in 1933 by educators, remains focused on addressing the unique financial needs of teachers, administrators, and educational professionals. We offer a comprehensive range of services including auto loans with rates as low as 5.09% APR, home loans, low-rate credit cards, and savings solutions designed to help members achieve long-term financial goals.Our free PALM Auto Buying Service provides personalized vehicle purchasing support, while our 24/7 digital banking platform ensures convenient access to accounts. Through school partnerships, volunteer initiatives, and educational sponsorships, we reinforce our commitment to supporting educators beyond traditional banking services. Our team combines industry expertise with tailored financial strategies to deliver reliable, member-centric solutions.
Services
Auto Loans
Home Loans
Credit Cards
Savings Accounts
Online Banking
Details
- Year established: 1933
Highlights and features
- 90+ years of experience serving California educators
- Free PALM Auto Buying Service with expert guidance
- Auto loans starting at 5.09% APR with discounts
- 24/7 fraud protection on credit cards
- Personalized financial solutions for educational professionals
Associations and certifications
- NCUA
What people say
Excellent service
Process was easy
Amazing staff
Positive experience
Knowledgeable team
Services
Auto Loans
Our auto loans offer competitive rates starting at 5.09% APR for up to 60 months. Members receive a 0.50% APR discount when using our free PALM Auto Buying Service. Loan approvals include options for first-time buyers with no co-signer requirements. The service provides flexible terms up to five years and loan amounts up to $35,000, with specialized support for educators seeking vehicle financing solutions.
Home Loans
We provide comprehensive home loan solutions including fixed-rate mortgages, adjustable-rate options, and home equity products. Our services cover purchase loans, refinancing, and home equity lines of credit with fixed APRs. Educational professionals benefit from personalized guidance through the mortgage process, with specialized knowledge of educator income structures and financial planning needs when purchasing or refinancing residential properties.
Visa Platinum
The Visa Platinum card features fixed rates starting at 11.90% APR with no foreign transaction fees. Members enjoy benefits like free balance transfers, two annual payment skips, and 24/7 fraud protection. The card offers global acceptance and includes Visa's Zero Liability Policy for unauthorized transactions, making it suitable for everyday purchases and international travel while maintaining financial security for educational professionals.
Savings Accounts
Our savings solutions include standard savings, money market accounts, and share certificates with competitive APYs. Specialized options like Relationship Share Certificates offer enhanced yields for members maintaining qualifying accounts. The SuperSavers account provides tiered benefits based on account activity, while educational professionals can optimize savings growth through multiple dividend-earning opportunities tied to their banking relationships with the credit union.
Online Banking
24/7 digital banking access enables members to manage accounts, pay bills, and transfer funds securely. Features include mobile check deposit, real-time balance monitoring, and personalized financial management tools. The platform supports loan applications, credit card management, and secure messaging with representatives. Educational professionals benefit from convenient access to financial services through desktop or mobile devices, with integrated tools for budgeting and expense tracking.
Questions
What financial services are available for educators?
We offer auto loans, home loans, credit cards, savings accounts, and specialized programs like our free PALM Auto Buying Service tailored to California educators' needs.
What auto loan rates do you offer?
Auto loans start at 5.09% APR for up to 60 months with a 0.50% discount available through our PALM Auto Buying Service.
How can I access online banking?
Register through our website to access 24/7 digital banking features including account management, bill pay, and mobile check deposit.
Are there special benefits for educators?
Yes, we provide personalized financial solutions, school partnerships, and volunteer programs specifically designed for California educational professionals.
What loan options are available for first-time buyers?
Our First-Time Auto Buyer Program offers loans up to $35,000 with manageable terms and no co-signer requirement for qualified members.
