Your local lender with nationwide support
At Total Lending Concepts, we understand that buying a home can be an overwhelming and intimidating process. That's why we're here to guide you every step of the way. With our expertise and experience, we can help you navigate the complex world of mortgages and find the perfect loan option for your needs.
Our Story
Founded on the principles of exceptional customer service and personalized attention, Total Lending Concepts was established with the goal of providing our clients with a seamless and stress-free mortgage experience. With offices across the country, our team of experienced mortgage professionals is dedicated to helping you achieve your dream of homeownership.
Our Services
At Total Lending Concepts, we offer a wide range of mortgage services designed to meet the unique needs of our clients. Whether you're a first-time homebuyer, an experienced real estate investor, or anywhere in between, we have the expertise and knowledge to guide you through the mortgage process.
From pre-approval to closing, we'll be with you every step of the way, providing personalized attention and expert guidance to ensure a smooth and successful mortgage experience.
Our Loan Options
We understand that every borrower is unique, which is why we offer a variety of loan options to fit your individual needs. From fixed-rate mortgages to FHA loans and more, our experienced mortgage professionals will work with you to find the perfect loan program for your situation.
Why Choose Us?
At Total Lending Concepts, we pride ourselves on our commitment to exceptional customer service, personalized attention, and expert knowledge. With our guidance, you can trust that you're making an informed decision about your mortgage. Here are just a few reasons why you should choose us:
- Personalized Attention: Our experienced mortgage professionals will work closely with you to understand your unique needs and goals.
- Expert Knowledge: With years of experience in the mortgage industry, we have the knowledge and expertise to guide you through the mortgage process.
- Wide Range of Loan Options: We offer a variety of loan programs designed to fit your individual needs and goals.
Get Started
Ready to start your mortgage journey? Our team is here to guide you every step of the way. Fill out our online application, or contact us today to learn more about our mortgage services.
Disappointing Experiences
The reviewers express their disappointment and frustration with their experiences with TLC company. They share their negative encounters with the business, citing poor service, conflicting requests, and unrealistic expectations.
Partisan Treatment
Some reviewers mention that they were treated unfairly based on their political affiliations. One reviewer states that he was not treated with respect because he is not a Republican supporter. This creates a hostile and uncomfortable environment, making it difficult for clients to work with the company.
Inconsistent Communication
Another reviewer experienced multiple changes to their closing date, which created stress and uncertainty. They were also not informed about additional funds needed to close the deal, despite previous assurances that all closing costs would be covered.
Fake Reviews
Some reviewers believe that the positive reviews are fake or paid for, as they have had an opposite experience with the company. They express shock and disbelief at the positive reviews, feeling that they are not genuine.
Lack of Accountability
The reviewers criticize the company for their lack of accountability and responsiveness to their concerns. They feel that the company's apologies are insincere and that they are not willing to take responsibility for their mistakes.

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