Your path to a brighter mortgage.
At Sunray Mortgage, we understand the challenges faced by self-employed individuals when it comes to securing a home loan. Traditional lenders often struggle to grasp the income fluctuations and write-offs inherent in such situations, unfairly penalizing dedicated entrepreneurs.
Our Solution: The Sunray Loan Product
We developed the Sunray loan product specifically for self-employed borrowers like freelancers, contractors, and small business owners. This innovative loan program considers your unique income sources and expenses, providing you with the flexibility and accessibility you need to achieve homeownership.
1. Personalized Guidance and Expertise
Our dedicated Loan Experts will walk you through the entire process, answering your questions and guiding you through every step.
2. Specialized Financing Options
- Adjustable-Rate Mortgage (ARM): Enjoy potentially lower initial payments with the flexibility of an adjustable interest rate.
- Conventional Loan: Perfect for borrowers with good credit and a down payment, avoiding Private Mortgage Insurance (PMI).
- FHA Loan: Ideal for low- to moderate-income borrowers with flexible credit requirements and a low down payment.
- Fixed-Rate Loan: Enjoy the peace of mind of a predictable interest rate, ensuring stable monthly payments.
- Home Equity Loan: Access the equity in your home to consolidate debt, make home improvements, or fund other financial goals.
- Jumbo Loan: Finance the purchase of high-priced or luxury homes with flexible qualifications.
3. Streamlined Process and Technology
Our state-of-the-art Cloud Mortgage Platform simplifies the entire process, offering:
- Secure online document upload and e-signing capabilities
- Real-time rate updates and personalized loan estimates
- Instant pre-qualification tools to assess your eligibility
4. Unparalleled Customer Service
We pride ourselves on responsiveness, transparency, and personalized communication. Our team is available to answer your questions, address concerns, and ensure a smooth and efficient experience.
Don't let your self-employed status hold you back from achieving homeownership. Contact us today and discover the Sunray difference!
Summary of Reviews
Positive Experiences
- Several reviewers had a great experience with Sunray Mortgage, praising their loan officers for their professionalism, communication, and patience.
- Reviewers appreciated the ease of the process, citing the use of a web portal to keep loan documents in order and efficient communication from the loan officers.
Negative Experience
- One reviewer had a poor experience, citing broken promises, unreturned calls, and unfulfilled expectations.
- The reviewer felt that the loan officer, Michael, did not take their concerns seriously and did not prioritize their refinancing needs.
Be the first to review Sunray Mortgage.
Write a Review
