Business Details
8 Years
experience
Your Trusted Mortgage Partner in Dallas, TX
Sunray Mortgage specializes in providing tailored mortgage solutions for self-employed individuals, small business owners, and 1099 contractors. Established in Dallas, Texas, we recognized the unique challenges faced by non-traditional income earners in securing home loans. Our innovative Cloud Mortgage Platform streamlines the application process, reducing reliance on tax returns and emphasizing bank statement documentation. With a team of dedicated Loan Experts, we offer personalized guidance through every step of the mortgage journey. Our proprietary Sunray loan product addresses gaps in the market by combining advanced technology with human expertise.We serve Texas and Colorado residents, focusing on bank statement loans, jumbo loans, refinancing, and other specialized mortgage products. Our commitment to transparency and client education ensures borrowers understand all aspects of their loans. Over 90 clients have benefited from our services this year alone, with testimonials highlighting our organized, thorough approach. We maintain licensing through the NMLS (#1722624) and adhere to state-specific lending regulations.
Services
Bank Statement Loan
Jumbo Loan
Refinance Loan
FHA Loan
VA Loan
Conventional Loan
Fixed Rate Loan
Home Equity Loan
Details
- Year established: 2018
Highlights and features
- We specialize in bank statement loans for self-employed borrowers
- Our Cloud Mortgage Platform streamlines the application process
- Dedicated Loan Experts guide clients through every step
- We serve unique income situations overlooked by traditional banks
- Proven track record with over 90 successful clients this year
What people say
Organized
Thorough
Professional
Happy customers
Personalized service
Services
Bank Statement Loan
Bank statement loans allow self-employed borrowers to qualify using business or personal bank statements instead of tax returns. Ideal for freelancers, small business owners, and 1099 contractors with high income but limited documented earnings. This product addresses unique financial situations often overlooked by traditional lenders.
Jumbo Loan
Jumbo loans finance properties exceeding conforming loan limits ($484,350 in most areas). Designed for high-priced or luxury homes, these loans require stronger credit profiles and lower debt-to-income ratios. Multiple program options accommodate various borrower circumstances.
Refinance Loan
Refinance loans replace existing mortgages with new terms to secure lower interest rates or access home equity. Options include cash-out refinancing for debt consolidation or rate refinancing to reduce monthly payments through updated market rates.
People
Michael
Loan Expert
Michael has helped over 90 clients this year with mortgage solutions. As a dedicated Loan Expert, he provides personalized guidance through the entire mortgage process using Nuwave's innovative platform.
Questions
What mortgage options exist for self-employed borrowers?
We offer bank statement loans that use business or personal bank statements instead of tax returns to qualify for mortgages.
How does Nuwave's mortgage process differ from traditional banks?
Our Cloud Mortgage Platform streamlines applications while dedicated Loan Experts provide personalized guidance throughout the process.
Can I refinance my existing mortgage?
Yes, we offer rate refinancing to lower payments and cash-out refinancing to access home equity for debt consolidation.
What loan programs are available for high-value properties?
Our jumbo loan programs finance properties exceeding $484,350 with multiple qualification options for luxury home purchases.
Do you serve clients outside Texas?
We currently serve Texas and Colorado residents with specialized mortgage solutions tailored to each state's requirements.
