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Business Details
28 Years
experience
Quality Used Cars & Financing in Portsmouth, VA
Earl's Credit Auto Sales is a locally owned and operated used car dealership located in Portsmouth, Virginia. Established in 1998, we have served the Hampton Roads community for over two decades. As the first "Buy Here Pay Here" dealership in the region, we provide inhouse financing to customers regardless of credit history. Our extensive inventory includes quality used cars, trucks, and SUVs that undergo thorough inspection by our expert staff. Each vehicle comes with a complimentary vehicle history report to give buyers confidence in their purchase. We maintain a fullservice repair and maintenance facility onsite to address any service needs after purchase.

Our sales team works on a nocommission basis, ensuring a nopressure, honest buying experience. We offer low down payments and affordable monthly payments tailored to each customers budget. Our service area covers all seven cities of Hampton Roads: Portsmouth, Suffolk, Chesapeake, Norfolk, Virginia Beach, Newport News, and Hampton. Customer satisfaction is our priority, as reflected in numerous testimonials praising our friendly and professional staff. We invite you to visit our dealership, schedule a test drive, and experience the Earl's Credit Auto Sales difference.
Services
Used car sales Truck sales SUV sales Inhouse financing Service department Vehicle repairs Vehicle history report Test drives Vehicle locating Lending area Preapproval Warranty
Details
  • Year established: 1998
Highlights and features
  • We have been in business since 1998.
  • We offer inhouse financing with no credit check required.
  • Every vehicle includes a free vehicle history report.
  • Our onsite service department handles repairs and maintenance.
  • We serve all seven Hampton Roads cities with convenient locations.
What people say
The friendliness of the staff here are some of the best I've ever experienced. Melissa and Rick are amazing and trustworthy. Friendly, Professional service from the owner to the sales people. I love my car! The staff treats you like family. Great staff at Earls auto, been with them with all my car purchases, they take care of the customer.
Questions
What types of vehicles does Earl's Credit Auto Sales sell?
We offer a wide selection of quality used cars, trucks, and SUVs, all inspected by our expert staff and accompanied by a free vehicle history report.
Do you offer financing for buyers with bad or no credit?
Yes, our in‑house financing team creates loan packages based on your income and budget, requiring no external credit check and offering low down payments.
What services are available after I purchase a vehicle?
Our on‑site service department provides repairs, maintenance, and warranty work, ensuring your vehicle stays in good condition long after purchase.
Which areas does Earl's Credit Auto Sales serve?
We serve all seven Hampton Roads cities: Portsmouth, Suffolk, Chesapeake, Norfolk, Virginia Beach, Newport News, and Hampton, with a lending radius of approximately 40 miles.
How can I schedule a test drive or get pre‑approved for financing?
You can call us at (757) 488-8331, visit our website to apply online, or stop by the dealership to speak with a financing specialist.