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Business Details
50+ Years
experience
Trusted Insurance Solutions in Tracy & Danville, CA
M3 Insurance Agency has served Northern California communities for over 60 years as an independent insurance agency. Founded in 1956, we specialize in delivering tailored insurance solutions for both personal and business needs across Tracy, Danville, and surrounding regions. Our team of experienced professionals works with top-rated national and regional carriers to provide comprehensive coverage options, including auto, home, commercial property, workers' compensation, and specialty insurance products. We prioritize client relationships through our concierge-style service approach, offering personalized policy reviews and proactive risk management guidance.

With deep local market knowledge and a commitment to transparency, we help clients navigate complex insurance decisions while maintaining competitive pricing. Our agency maintains affiliations with industry networks like United Valley Insurance Services and Trusted Choice Independent Agents to ensure access to innovative insurance solutions and expert support.
Services
Auto Insurance Home Insurance Landlord Insurance Commercial Property Insurance Workers Compensation Insurance Rental Property Insurance Real Estate Investor Insurance
Details
  • Year established: 1956
Highlights and features
  • We offer 60+ years of local insurance expertise and market knowledge
  • Our independent agency status provides access to multiple carriers for competitive pricing
  • We provide personalized policy reviews and proactive risk management guidance
  • Our team maintains affiliations with top industry networks for enhanced resources
  • We deliver concierge-style client service with local community understanding
What people say
Excellent service Saved hundreds annually Knowledgeable team Prompt customer service Perfect customer service
Services
Auto Insurance
Our auto insurance provides comprehensive protection against financial losses from vehicle damage, liability claims, and uninsured motorists. We offer customizable coverage options including collision, comprehensive, and roadside assistance. Our advisors help clients understand policy details while securing competitive rates tailored to individual driving profiles and vehicle types.
Home Insurance
Home insurance solutions protect against structural damage, personal property loss, and liability claims. We provide replacement cost coverage with no caps, including protection for valuable possessions and additional living expenses during repairs. Our policies address unique risks like water damage, natural disasters, and ordinance compliance requirements.
Workers Compensation Insurance
Essential protection for businesses against work-related injury or illness costs. Our policies cover medical expenses, lost wages, and legal defense while helping implement safety programs. We assist with return-to-work planning, claims management, and compliance with state-specific workers' compensation regulations.
Commercial Property Insurance
Comprehensive coverage for business assets against fire, theft, and natural disaster damages. Our policies protect buildings, equipment, and inventory while addressing business interruption losses. We help clients navigate rebuilding requirements with updated building codes and debris removal provisions.
Landlord Rental Property Insurance
Specialized protection for rental property owners covering structural damage, liability claims, and lost rental income. We offer coverage options for single-family homes, condos, and apartment buildings, including protection against tenant-related risks and emergency maintenance expenses.
People
Sean McCreary
President, Sales
With over 20 years of insurance experience, Sean McCreary leads our sales team with expertise in policy analysis and client advocacy. He specializes in simplifying complex insurance documents while maintaining strong client relationships through personalized service and proactive communication.
Kelly Johnson
Account Manager
Kelly Johnson provides dedicated account management with a focus on client education and policy optimization. She maintains a deep understanding of insurance markets to deliver tailored solutions that balance comprehensive coverage with cost-effectiveness for personal and business clients.
Robin Trujillo
Account Manager
Robin Trujillo offers specialized insurance consulting services, focusing on risk assessment and coverage gap analysis. With extensive experience in both personal and commercial lines, Robin helps clients navigate complex insurance decisions while maintaining clear communication throughout the policy lifecycle.
Questions
What types of insurance does M3 Insurance offer?
We provide auto, home, commercial property, workers' compensation, landlord rental, real estate investor insurance, and specialty coverage options across Northern California.
How does being an independent agency benefit me?
As an independent agency, we access multiple carriers to find competitive pricing and customized coverage options that best match your specific insurance needs.
Do you serve businesses or just individuals?
We serve both personal and business clients with comprehensive insurance solutions tailored to each client's unique protection requirements.
How can I get a quote?
Contact us at 800-830-6656 or visit our website to connect with our advisors who will review your needs and provide appropriate insurance recommendations.
What areas do you serve?
We serve Tracy, Danville, Manteca, San Ramon, Dublin, Pleasanton, Livermore, Bay Area, and Central Valley locations throughout California.
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