Business Details
50+ Years
experience
Your Trusted Partner for Community Banking Solutions
Haven Savings Bank was founded in Hoboken, New Jersey, in 1938 as a response to the growing need for community-focused financial institutions following the Great Depression. Over nearly nine decades, the bank has maintained a steadfast commitment to serving local communities, customers, and employees through principles of trust, respect, and superior customer service. Our mission remains rooted in investing in neighbors, small businesses, and civic groups, ensuring growth through sound banking practices. Today, we operate nine branch locations across northern and central New Jersey, managing nearly $1 billion in assets while continuing our tradition of community stewardship. During the pandemic, we demonstrated our dedication by processing over 600 PPP loans totaling $33 million to support local businesses. Our employees actively participate in charitable initiatives, including food drives, financial literacy programs, and community events, reinforcing our role as a pillar of local prosperity.Our leadership, with decades of experience in lending, strategic planning, and financial management, ensures personalized service tailored to unique customer needs. Recognized for excellence, we have received accolades such as the Hudson County Chamber of Commerce Business Leader of the Year and New Jersey Bankers Association Rising Star Awards. Our services span retail and commercial banking, including specialized mortgage programs, commercial real estate loans, and innovative deposit solutions. Through FDIC-insured products and partnerships like the IntraFi Network, we provide secure, accessible financial tools. At Haven Savings Bank, we remain dedicated to empowering individuals and businesses, fostering economic growth, and maintaining the trust that has defined us since 1938.
Services
Mortgage Lending
Commercial Lending
Mobile Banking
Checking Accounts
Savings & Money Market Accounts
CDs & IRAs
Credit Cards
Loan Modification Program
Home Equity Loans
Free Internet Banking
Details
- Year established: 1938
Highlights and features
- We have been serving the community since 1938 with personalized banking solutions.
- Our commitment to superior customer service ensures a seamless banking experience.
- We offer competitive mortgage rates and specialized loan programs for diverse needs.
- We actively support local charities and community development initiatives.
- With nine branch locations across New Jersey, we provide convenient banking access.
Associations and certifications
- FDIC
- Allpoint
- IntraFi Network (CDARS)
What people say
Superior customer service
Personalized mortgage programs
Dedicated community support
Reliable and fast
Valuable employee expertise
Services
Mortgage Lending
Haven Savings Bank offers fixed and adjustable-rate mortgages tailored to first-time homebuyers and experienced investors. Our specialized programs, including CRA initiatives, help low-to-moderate-income borrowers achieve homeownership. With competitive rates and personalized guidance, we ensure a streamlined application process and flexible terms to meet diverse financial needs.
Commercial Lending
We provide commercial real estate loans, business lines of credit, and tailored financing solutions for property types across industries. Our local expertise and flexible terms support business growth, whether for startups or established enterprises, with dedicated advisors ensuring alignment with client objectives.
Mobile Banking
Our free mobile app enables secure account management, including mobile check deposits, bill payments, and real-time transaction alerts. Designed for convenience, it integrates with Card Valet for instant card control and offers 24/7 access to financial tools, enhancing user experience without compromising security.
Savings & Money Market Accounts
From standard savings to high-yield money market accounts, we offer competitive interest rates and tiered options to suit financial goals. Features include eStatements, automatic transfers, and FDIC insurance, ensuring safety while promoting savings growth for individuals and businesses.
CDs & IRAs
Certificate of Deposit (CD) and Individual Retirement Account (IRA) options provide secure, fixed-rate investment opportunities. Terms range from 3 months to 10 years, with FDIC protection through the IntraFi Network, ensuring principal safety and steady returns for long-term financial planning.
People
Lisa Franconeri
President & Chief Executive Officer
Lisa Franconeri has over four decades of experience in banking, specializing in lending, CRA initiatives, and strategic planning. Recognized as Hudson County Chamber of Commerce Business Leader of the Year, she champions women's leadership and community development.
Paul Deponte
Chief Operating Officer/Executive Vice President
Paul Deponte brings over 30 years of financial management expertise, previously serving as CFO for seven years. A member of the Financial Managers Society, he focuses on responsible operations and sustainable growth strategies.
Theresa Torre
Mortgage Department Administrator
Theresa Torre, a 2022 Rising Star Award recipient, excels in customer service and team leadership within residential mortgages. She is pursuing an Associate's Degree in Business Administration while mentoring colleagues.
Caresse Ocampo
Assistant Vice President, Loan Servicing Manager
Caresse Ocampo, a 2021 Rising Star Award winner, specializes in loan servicing and customer support. She holds advanced banking certifications and is completing her Bachelor's Degree in Business Administration.
Fran Zocco
VP/Residential and Consumer Lending
Fran Zocco leads residential lending efforts with expertise in mortgage origination and client relations. She holds an NMLS license and focuses on educating customers about home financing options.
Questions
What mortgage programs does Haven Savings Bank offer for first-time homebuyers?
Haven Savings Bank offers the First Time Homebuyers Program, Dream-to-Reality Mortgage Program, and Community Outreach Program with rate reductions and flexible down payment options for qualified borrowers.
Does Haven Savings Bank support local community initiatives?
Yes, we actively participate in charitable drives, financial literacy workshops, and sponsorships, including donations to food pantries and educational programs.
Can I manage my accounts online?
Yes, our free mobile app and online banking provide 24/7 access to bill payments, check deposits, and card management tools.
Are my deposits insured?
Yes, deposits are FDIC-insured up to $250,000, with additional protection through IntraFi Network for larger accounts.
What types of commercial loans are available?
We offer commercial real estate loans, business loans, and lines of credit tailored to diverse property types and business needs.
How can I apply for a loan?
Apply online, visit a branch, or contact our lending team at (201) 659-3600 ext. 320 for personalized assistance with mortgage or business loan applications.
