H S Solutions Investments

At HS Solutions Investments & Loans Inc, we have been dedicated to making the home of your dreams a reality for many years. Based in Orlando, Florida, we are a full-service mortgage company that specializes in Residential Loans, serving not only the local area but also the surrounding cities in Florida and Georgia states.

At our core, we are committed to serving our customers with honesty, integrity, and competence. Our mission is to provide home loans while offering the lowest interest rates and closing costs possible. Our team is passionate about guiding borrowers through the loan process, helping them overcome any roadblocks they may encounter.

Residential Loans

We offer a range of residential loan programs, tailored to meet the varying needs of our clients. Whether you're a first-time homebuyer or a seasoned homeowner looking to upgrade, we have a loan program that suits your unique situation. Our purchase loan programs include:

• FHA loans: Insured by the Federal Housing Administration, these loans allow for a low down payment and flexible credit requirements.
• VA loans: Available to eligible veterans, active-duty service members, and surviving spouses, these loans offer competitive interest rates and no down payment.
• USDA loans: For rural and suburban homebuyers, these loans offer 100% financing with no down payment and low mortgage insurance premiums.
• HomePath loans: For homebuyers looking to purchase foreclosed properties owned by Fannie Mae, these loans offer flexible requirements and financing up to 97%.
• Jumbo loans: For homebuyers seeking loan amounts above conventional loan limits, these loans provide financing for high-value properties.
• Commercial loans: For those looking to purchase or refinance commercial properties, we offer competitive rates and terms.
• Conventional loans: These loans offer a wide range of options for those with good credit and a down payment, including fixed-rate and adjustable-rate mortgages.

Refinancing Programs

If you're looking to refinance your current mortgage, we have a selection of refinancing programs to fit your particular requirements. From cash-out options to better rates and terms, our team is dedicated to finding the right solution for you. Our refinance programs include:

• FHA Streamline: For existing FHA borrowers, these loans offer a simplified refinancing process with reduced paperwork and no appraisal required.
• FHA Cash Out: These loans allow homeowners to cash out the equity they've built up in their homes, providing funds for home improvements, debt consolidation, or other financial needs.
• FHA 203k: For homebuyers or homeowners looking to finance both the purchase/refinance and necessary home repairs/renovations, these loans provide a single, convenient financing solution.
• VA Streamline: Also known as an Interest Rate Reduction Refinance Loan (IRRRL), these loans help eligible veterans, active-duty service members, and surviving spouses lower their interest rates and monthly payments.
• VA Cash Out: These loans enable homeowners to cash out the equity they've gained in their homes while maintaining the benefits of their VA loan.
• USDA Streamline: For existing USDA borrowers, these loans offer a simplified refinancing process that can help lower monthly payments and interest rates.
• Conventional: With various options for cash-out refinancing and rate/term refinancing, our conventional loans cater to those with good credit and a down payment.
• HELOC (Home Equity Line of Credit): This flexible financing solution allows you to borrow against the equity you've built in your home, providing access to funds as needed.
• HARP (Home Affordable Refinance Program): For homeowners with little or no equity in their homes but current on their mortgage payments, these loans offer a path to refinancing and lower monthly payments.

At HS Solutions Investments & Loans Inc, our experienced loan officers are dedicated to finding the best loan program for your unique situation. We're here to help you navigate the complex world of mortgage finance, ensuring a smooth and stress-free experience. Contact us today and let us help you achieve your homeownership goals!