Business Details
Your Trusted Partner for Commercial Financing Solutions
Clingan Capital Funding has established itself as a nationally recognized leader in commercial finance, delivering tailored capital solutions to businesses of all sizes. Our expertise spans commercial real estate loans, equipment leasing, accounts receivable financing, SBA programs, and bridge loans, with a focus on speed, flexibility, and client-centric service. Composed of certified financial professionals with decades of combined experience, we prioritize thorough analysis and timely execution to meet diverse financing needs.Our innovative approaches include asset-based financing that leverages customer credit rather than business owner credit, providing liquidity solutions for startups and distressed businesses. With streamlined processes and institutional partnerships, we deliver rapid funding decisions and transparent terms, empowering clients to capitalize on growth opportunities without compromising financial stability.
Services
Commercial Real Estate Loans
Equipment Leasing
Accounts Receivable Financing
SBA Financing
Bridge Loans
Hard Money Loans
Business Acquisition Loans
Government Leasing
Startup Financing
Credit Recovery Programs
Highlights and features
- We offer certified financial professionals with decades of commercial finance experience
- Our asset-based financing solutions don't require business owner credit guarantees
- We provide rapid equipment leasing approvals within 24 hours for qualified applicants
- Our SBA Preferred Lender status enables expedited loan processing and approvals
- We structure customized financing programs for businesses with challenged credit profiles
Services
Accounts Receivable Financing
Our accounts receivable financing provides immediate liquidity by purchasing outstanding invoices at a discount. This solution benefits businesses selling to creditworthy customers with payment terms of 30-90 days. Eliminating personal guarantees and credit score requirements, this program allows companies to convert receivables into working capital while outsourcing credit risk management to our experts.
SBA Loan Programs
We specialize in SBA 7(a) and 504 loan programs offering up to $5 million in financing for real estate acquisition, equipment purchases, and business acquisitions. Our Preferred Lender status enables faster approvals with flexible terms up to 25 years. These programs provide competitive rates and 90% financing options for qualifying small businesses across multiple industries.
Equipment Leasing
Our equipment leasing solutions offer 100% financing for business-related equipment purchases with terms up to 84 months. We provide rapid approvals within 24 hours for transactions under $50,000 and flexible structures for middle-market and large-ticket purchases. This includes sale-leaseback options for existing equipment and specialized programs for government entities and startups with limited credit history.
Bridge Loans
We provide commercial bridge loans ranging from $250,000 to $50 million with rapid funding cycles of 5 days to 1 month. These interest-only loans feature LTV ratios up to 70% and variable rates between 9-14%. Ideal for time-sensitive real estate transactions, our bridge financing solutions accommodate raw land, development projects, and income-producing properties.
Credit Recovery Programs
Our specialized credit recovery programs assist businesses with challenged financial histories through tailored financing structures. These solutions focus on rebuilding business credit profiles while meeting operational capital needs. We offer equipment financing and working capital solutions specifically designed for companies with past credit issues or bankruptcy proceedings.
People
Bobby Clingan
CEO
Bobby Clingan founded Clingan Capital Funding after 12 years in telecommunications and financial services. A University of Central Florida graduate and Army veteran, he brings military discipline and business expertise to commercial finance. His leadership emphasizes integrity, analytical precision, and client-focused solutions.
Questions
What loan programs are available for small businesses?
We offer SBA 7(a) and 504 loans up to $5 million, equipment financing, accounts receivable solutions, and commercial real estate loans with terms up to 25 years.
Can startups qualify for business financing?
Yes, our startup program provides equipment leasing and working capital solutions for businesses operating less than two years without requiring established business credit history.
How quickly can I receive funding?
Equipment leasing approvals occur within 24 hours for transactions under $50,000. Bridge loans close in 5 days to 1 month, while SBA programs typically close within 30-45 days.
Do you finance businesses with credit challenges?
Yes, our credit recovery programs structure financing solutions for businesses with past financial difficulties, including bankruptcy, using asset-based lending approaches.
What government financing options exist?
We provide lease financing to federal agencies, state governments, and municipal entities including schools, emergency services, and public infrastructure projects with guaranteed approval processes.
