Business Details
Your Trusted Partner for Financial Solutions in Wisconsin
At UW Credit Union, we are dedicated to empowering our members to achieve their financial goals through personalized solutions and community-focused service. With over 16 branches in Madison, 13 in Milwaukee, and multiple UW Campus locations, we provide accessible banking tailored to every stage of life. Our offerings include innovative checking and savings accounts, competitive mortgage and personal loan programs, and credit cards designed to maximize rewards and convenience. Our team of financial experts delivers personalized guidance through free seminars, credit consultations, and digital tools like Zelle and instant account notifications. We prioritize member-centric benefits such as 0% monthly fees on Rewards Checking, early payday access, and exclusive card designs that celebrate local pride. Backed by cutting-edge technology and a commitment to financial wellness, we ensure seamless banking experiences anytime, anywhere.Our in-house engineering team continuously develops intuitive digital solutions, while our low closing costs and competitive rates make homeownership and major purchases more attainable. Whether you're a student, first-time homebuyer, or experienced investor, we combine expertise with Wisconsin values to support your financial journey. Our dedication to transparency is reflected in features like free credit score access and no hidden fees. As a credit union, we reinvest in our members' success through programs like the Hoan Bridge Bulb Dedication for Milwaukee cardholders and specialized student banking perks. For over two decades, we've built trust by aligning our growth with our members' prosperity.
Services
Personal Checking
Savings Accounts
Mortgage Loans
Auto Loans
Credit Cards
Student Loans
Home Equity Loans
Personal Loans
Wealth Management
Financial Wellness Programs
Highlights and features
- We offer 0% intro APR HELOCs with variable rates starting at 6.75% APR
- Our Rewards Checking provides Early Payday and cash back on purchases
- We guarantee free credit score access and no hidden fees
- Our in-house tech team creates intuitive 24/7 digital banking solutions
- We provide low closing costs on Wisconsin mortgage loans
Services
Rewards Checking
Our Rewards Checking account combines financial flexibility with exclusive benefits. Members enjoy Early Payday access, cash back rewards on credit card purchases, and customizable card designs. This account eliminates monthly fees while providing balance backup protection and instant transaction notifications through our digital banking platform.
Home Equity Loans
We offer competitive home equity solutions including HELOCs with 0% intro APR for 3 months and fixed-rate options. These products enable homeowners to fund renovations, consolidate debt, or invest in property improvements while leveraging their home's value with flexible repayment terms.
Auto Loans
Our auto loan program features competitive rates starting at 4.97% APR for 48-month terms. We finance new and used vehicles, recreational vehicles, and offer refinancing options to help members reduce payments or access equity in their current vehicles.
Credit Cards
We provide multiple credit card options including Visa Signature Rewards and UWCU Rewards Visa. Benefits include purchase rewards, exclusive card designs, and security features like instant card lock/unlock functionality through our mobile banking app.
Student Loans
Our student loan program offers private education loans and refinancing solutions with competitive rates. Designed for students and graduates, these loans help manage education costs while providing flexible repayment options and financial wellness resources.
Questions
How do I apply for a mortgage loan?
Apply online or schedule an appointment with our local specialists for personalized guidance through our mortgage process.
What credit score services do you offer?
We provide free credit score access and full credit reports to help members understand their financial standing.
Are there student banking options available?
Yes, we offer Rewards Checking and specialized credit cards designed for students' unique needs.
How can I use Zelle for payments?
Send money instantly through our Online Banking platform using Zelle to transfer funds securely.
What home equity options exist?
We offer both Home Equity Lines of Credit (HELOC) and fixed-rate home equity loans with competitive rates.
Do you provide vehicle loan refinancing?
Yes, our auto loan refinancing options help members secure better rates on existing vehicle loans.