Mark H. Smith

At Mark H. Smith, Inc., we are dedicated to helping credit unions of all sizes manage their balance sheet and optimize earnings. Our outsourced solutions include Asset and Liability Management, Interest Rate Risk Management, and Liquidity Risk Management tools. We strive to promote credit union success by providing personalized service, improving understanding through training, supporting financial stability, and assisting with regulatory compliance. Founded in 1984, we currently serve over 400 credit unions nationally. Our commitment to responsive client support and competitive costs has earned us a reputation as a trusted partner for credit unions.

Our Services

We offer a range of services designed to meet the specific needs of credit unions. Our ALMPro Classic service estimates interest rate risk and liquidity risk for credit unions with less complex balance sheets. The ALMPro Plus service provides an amplified IRR and Liquidity Risk analysis, including an Executive Summary, suitable for credit unions with more complex balance sheets. For those with very complex balance sheets, we offer the ALMPro Premier service, which includes instrument level analytics and paramount modeling for in-depth analysis and customization. Additionally, our Interactive Peer Analysis tool allows for customized historical financial statement, performance, interest rate, and trend comparisons to your specific asset size and geographic region.

Why We Do This

Our mission is to empower credit unions to make informed decisions about their asset and liability management. We believe that every credit union deserves access to high-quality services that help them navigate the complexities of the financial market. By providing comprehensive solutions and personalized support, we aim to contribute to the success and stability of the credit union community.