Business Details
23 Years
experience
Your Trusted Mortgage Partner in California
At Guarantee Mortgage, we have dedicated ourselves to helping California families finance their homes for over two decades. Our well-earned reputation stems from a commitment to transparency, consultative relationships, and tailored mortgage solutions. As both a mortgage banker and broker, we offer access to a diverse range of loan options through multiple lenders, ensuring clients find the best fit for their unique financial situations. Our team specializes in navigating complex scenarios, providing timely transactions, and leveraging deep expertise in Californias dynamic real estate market.We prioritize educating clients about their choices while maintaining clear communication throughout the process. With offices across Northern and Southern California, our local market knowledge enhances our ability to meet diverse client needs. Our focus remains on empowering homeownership through competitive rates, exceptional service, and a dedication to client satisfaction, ensuring trust is earned through every interaction.
Services
Fixed-Rate Mortgage
Adjustable-Rate Mortgage
FHA Loans
VA Loans
Jumbo Loans
Reverse Mortgages
Interest-Only Loans
Refinance Options
Home Equity Loans
Commercial Mortgages
Details
- Year established: 2003
Highlights and features
- We offer transparent pricing with no hidden fees.
- Our consultative approach ensures personalized loan recommendations.
- We provide access to diverse lending channels for complex cases.
- We prioritize fast closings in competitive markets.
- Our team specializes in Californias unique real estate landscape.
What people say
Smooth process
Knowledgeable advisors
Responsive support
Competitive rates
Stress-free experience
Services
Fixed-Rate Mortgage
A fixed-rate mortgage ensures consistent payments and interest rates over 15- or 30-year terms. Ideal for buyers seeking predictable costs and long-term stability, this option protects against market fluctuations. Our advisors help clients choose the optimal term based on financial goals and budgetary needs.
Reverse Mortgages
Reverse mortgages allow homeowners aged 62+ to access equity without monthly payments. Funds can be received as lump sums, lines of credit, or monthly income, supporting retirement or debt elimination. We guide clients through HUD-insured HECM loans and proprietary jumbo options up to $3 million.
VA Loans
Tailored for veterans and active-duty members, VA loans offer low down payments and flexible credit requirements. These loans provide competitive rates and reduced costs, leveraging military service benefits. Our team simplifies the application process for qualified applicants seeking homeownership advantages.
Jumbo Loans
Jumbo loans cater to high-value properties exceeding conventional loan limits. With specialized underwriting and competitive rates, this service supports luxury home purchases or investments. Our expertise ensures clients meet stringent eligibility criteria while securing favorable terms for substantial financing needs.
Refinance Options
Refinancing lowers payments, consolidates debt, or unlocks equity through cash-out options. We streamline the process to reduce costs or adjust terms amid changing financial goals. Clients benefit from no-closing-cost options and personalized strategies for optimal savings.
People
Sean Maley
Loan Advisor - Corte Madera Office
With extensive experience, Sean Maley specializes in guiding clients through complex mortgage processes. His responsiveness and expertise ensure smooth transactions, particularly in competitive markets.
Aisling Ferguson
Loan Consultant - San Francisco
Aisling Ferguson provides personalized mortgage solutions, recognized for her patient and informative approach to first-time homebuyers and refinancing clients.
Joel Marks
Loan Advisor - San Francisco
Joel Marks offers dependable service with no-fee structures, specializing in competitive rates and straightforward explanations for refinancing and purchase transactions.
Eric Fairfax
Branch Manager / Sr. Loan Consultant
Eric Fairfax combines professionalism with timely communication, supporting clients through refinancing and purchase loans while maintaining accessibility and clarity.
Gordon Friedman
Loan Officer - Corte Madera Office
Gordon Friedman assists clients with niche financing needs, including small business owners and complex income scenarios, ensuring tailored mortgage solutions.
Questions
What types of mortgage loans do you offer?
We provide fixed-rate, adjustable-rate, FHA, VA, jumbo, reverse mortgages, and refinance options tailored to diverse financial situations.
How does a reverse mortgage work?
Reverse mortgages let homeowners aged 62+ access equity without monthly payments, available as lump sums, lines of credit, or income streams.
Can first-time homebuyers qualify for special programs?
Yes, we offer FHA loans with low down payments and flexible credit requirements for first-time buyers.
How quickly can you close a loan?
Our efficient team typically closes loans in 21-30 days, depending on complexity and documentation accuracy.
Do you offer no-closing-cost refinancing?
Yes, we provide no-closing-cost refinancing options to reduce upfront expenses while optimizing long-term savings.
Are your mortgage rates competitive?
We guarantee transparent, market-competitive rates tailored to your credit profile and loan type.
