Business Details
50+ Years
experience
Your Trusted Partner for Life Insurance & Wealth Planning Solutions
For over six decades, our firm has specialized in providing comprehensive life insurance and wealth preservation solutions for affluent, multi-generational families. Our collaborative approach integrates legal, tax, investment, and insurance disciplines to create seamlessly coordinated financial plans. We prioritize long-term stewardship through quarterly checkpoints and annual reviews, ensuring policies adapt to evolving economic and personal circumstances. Our team of seasoned professionals brings proprietary product offerings, underwriting expertise, and a commitment to client advocacy that has earned us an industry-leading reputation.Through our unique 'Wisdom of We' philosophy, we foster genuine collaboration among advisors to deliver solutions that transcend conventional insurance products. Our HIPAA-compliant processes and dedicated underwriting advocacy team ensure both data security and competitive pricing for our clients. With a second generation of leadership now in place, we continue to build upon our legacy of innovation and client-centric service established since our founding.
Services
Life Insurance
Estate Preservation Planning
Executive Benefits
Insurance Audits
Risk Management
Wealth Transfer Strategies
Underwriting Advocacy
Policy Reviews
Proprietary Products
Multi-Generational Planning
Details
- Year established: 1963
Highlights and features
- We offer 60+ years of specialized expertise in complex life insurance solutions
- Our proprietary underwriting process secures competitive risk classifications
- We maintain a dedicated underwriting advocacy team through M Financial Group
- Our annual policy review model ensures long-term plan effectiveness
- We provide HIPAA-compliant data security for client information
Services
Life Insurance
We design sophisticated life insurance programs tailored to high-net-worth individuals and families. Our expertise spans whole life, universal life, and private placement policies. With access to proprietary products and a dedicated underwriting advocacy team, we create customized solutions that integrate seamlessly with broader wealth preservation strategies while maintaining strict HIPAA compliance.
Estate Preservation
Our estate preservation planning focuses on creating immediate liquidity for federal estate tax obligations. We help clients structure policies to ensure equitable asset distribution while maintaining family legacy incentives. Through survivorship policies and strategic funding arrangements, we develop solutions that protect accumulated wealth across multiple generations with ongoing performance monitoring.
Insurance Audits
Our comprehensive insurance audits evaluate existing portfolios against current objectives and market alternatives. The 10-point inspection process assesses policy performance, underwriting classifications, and financial ratings while exploring restructuring options. This fee-based service provides actionable recommendations to optimize policy effectiveness and align with evolving client needs over 4-6 weeks.
Executive Benefits
We create customized executive benefit programs that align with corporate objectives while attracting and retaining key talent. Our solutions include split-dollar life insurance, deferred compensation plans, and supplemental retirement programs. Through consultative fact-finding, we design non-discriminatory plans that maximize shareholder value while addressing individual executive financial goals with tax-efficient structures.
Risk Management
Our risk management solutions address both personal and business protection needs. We offer group term life carve-out coverage, business succession planning, and disability income protection. Through strategic funding arrangements and buy-sell agreements, we develop comprehensive risk mitigation strategies that integrate with broader wealth management plans while maintaining long-term policy performance monitoring.
People
Donald E. Morris, Jr.
Partner
With CLU designation, Donald brings decades of experience in life insurance and wealth planning. He focuses on developing strategic relationships with clients and advisors to create comprehensive solutions.
Daphne Boyle
Partner
CLTC and CEPA certified, Daphne specializes in long-term care and executive compensation planning. Her expertise helps clients structure effective wealth preservation strategies across generations.
Kevin Leung
Account Manager
Kevin manages client relationships with focus on policy administration and ongoing service requirements. He ensures seamless implementation of complex insurance solutions.
Scott Lippstreu
Lead Case Designer
CLU certified, Scott specializes in structuring complex insurance arrangements. His technical expertise ensures optimal policy design and implementation for sophisticated client needs.
Roseanna Zagha
Director of Operations
FLMI and CLU credentialed, Roseanna oversees operational excellence. She ensures efficient delivery of services while maintaining compliance with industry regulations and standards.
Questions
What makes Morris & Boyle's approach to life insurance unique?
Our 'Wisdom of We' philosophy fosters genuine collaboration among advisors across disciplines to create integrated wealth preservation solutions.
How does Morris & Boyle handle complex underwriting cases?
We employ a strategic underwriting process with preliminary medical reviews and advocacy through our M Financial partnership.
What services do you offer for corporate clients?
We specialize in executive benefit programs including split-dollar life insurance and non-qualified deferred compensation plans.
How do you ensure policies remain effective over time?
Our annual review process includes quarterly checkpoints to adapt policies to changing economic and personal circumstances.
What security measures protect client information?
We maintain HIPAA-compliant security with encrypted communications and restricted staff access to client data.
