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Your Trusted Independent Insurance Agency in Windsor, CA
PolicyNow Insurance Services is an independent insurance agency headquartered in Windsor, California. Our team of experienced agents, with a minimum of 25 years of industry expertise, specializes in providing tailored insurance solutions for individuals and families across California and Nevada. We represent multiple A-rated insurance carriers, offering comprehensive coverage options for home, auto, renters, condo, landlord, flood, umbrella, earthquake, mobile home, and second home insurance.

Our locally operated agency prioritizes personalized service, conducting thorough market research to secure competitive rates while maintaining a family-oriented approach to client care. With physical offices in California and licensing in both California and Nevada, we combine regional knowledge with nationwide insurance resources to meet diverse client needs.
Services
Home Insurance Auto Insurance Renters Insurance Condo Insurance Landlord Insurance Flood Insurance Umbrella Insurance Earthquake Insurance Mobile Home Insurance Second Home Insurance
Highlights and features
  • We offer 25+ years of combined insurance expertise and market knowledge
  • Our independent agency represents multiple A-rated insurance carriers
  • We provide personalized insurance solutions tailored to individual needs
  • Our locally operated agency understands California and Nevada insurance requirements
  • We handle policy management, claims assistance, and coverage reviews personally
Services
Home Insurance
Protect your California home investment with comprehensive policies covering dwelling, personal property, liability, and additional living expenses. Our policies help safeguard against fire, theft, and natural disasters while meeting mortgage lender requirements. We help you secure appropriate coverage limits based on replacement costs rather than market value.
Auto Insurance
Customize California auto insurance policies with liability, collision, and comprehensive coverage options. We help protect against accident-related expenses, vehicle damage, and third-party claims while meeting state legal requirements. Our agents compare rates for standard and specialty vehicle coverage needs.
Renters Insurance
Secure personal property protection and liability coverage for California renters. Policies cover belongings against theft, fire, and water damage while providing liability protection for accidents occurring in your rental unit. We help determine appropriate coverage limits for your possessions.
Flood Insurance
Supplement standard policies with specialized flood insurance coverage for California properties. We provide access to National Flood Insurance Program (NFIP) policies and private market options to protect against water damage from heavy rains, overflowing rivers, and other flood events.
Earthquake Insurance
Add earthquake coverage to your home insurance policy for California's high-risk seismic areas. We help structure policies to cover structural damage, personal property loss, and additional living expenses following earthquake events not covered by standard insurance policies.
Questions
What types of insurance do you offer?
We offer home, auto, renters, condo, landlord, flood, umbrella, earthquake, mobile home, and second home insurance policies tailored to California and Nevada residents.
Are you a local insurance agency?
Yes, we're based in Windsor, California, and maintain licensing in both California and Nevada to serve our regional clients effectively.
How can I get an insurance quote?
Request a free quote online through our website, call us directly at 800-422-1251, or visit our Windsor office for personalized assistance.
Do you work with multiple insurance companies?
We're an independent agency representing multiple A-rated insurance carriers to provide competitive options and comprehensive coverage solutions.
What areas do you service?
We primarily serve California and are licensed to provide insurance solutions across the entire state and in Nevada.
Can you help with insurance claims?
Yes, our team provides ongoing support including policy management, coverage reviews, and claims assistance for all our insurance products.