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Your Trusted Local Insurance Partner in Petaluma
Cheda Insurance has served clients in Sonoma and Marin Counties for over two decades, offering tailored insurance solutions that protect what matters most to our customers. Our locally owned and operated agency combines deep industry expertise with personalized service, ensuring clients receive coverage that aligns with their unique needs. We specialize in commercial, agribusiness, and life insurance while maintaining a broad understanding of various insurance lines.

Our team of experienced professionals prioritizes open communication and takes the time to understand each client's specific circumstances. With a commitment to excellence, we work diligently to provide outstanding products and services that support our clients' long-term success. Our deep roots in Petaluma allow us to offer localized insights that benefit both individuals and businesses in our community.
Services
Commercial Insurance Agribusiness Insurance Life Insurance Property & Casualty Risk Analysis
Highlights and features
  • We offer over 20 years of combined experience in commercial and agribusiness insurance
  • Our team provides personalized service with direct client communication
  • We specialize in tailored solutions for local businesses and residents
  • Our professionals maintain deep knowledge of regional insurance requirements
  • We combine industry expertise with community-focused customer service
Services
Commercial Insurance
Our commercial insurance solutions protect businesses against property damage, liability claims, and operational risks. We offer customized policies that address industry-specific challenges while ensuring compliance with regulatory requirements. Our experienced team works closely with clients to identify potential exposures and implement comprehensive risk management strategies.
Agribusiness Insurance
We provide specialized insurance for agricultural operations including crop coverage, equipment protection, and liability safeguards. Our policies address unique risks associated with farming and ranching while offering flexible options for seasonal variations. Our local expertise ensures coverage aligns with regional agricultural practices and environmental conditions.
Life Insurance
Our life insurance offerings include term and permanent policies designed to protect families and business partners. We help clients evaluate coverage needs based on financial obligations, future goals, and estate planning considerations. Our advisors provide clear explanations of policy features to ensure informed decision-making.
Property & Casualty
We offer comprehensive property and casualty insurance for homes, vehicles, and commercial assets. Our policies cover damage from natural disasters, accidents, and liability claims while providing options for high-value items. Our team assists with risk assessment and claims management to minimize financial impacts.
Risk Analysis
Our risk analysis service identifies potential threats to personal and business assets through detailed assessments. We examine existing coverage gaps and recommend tailored solutions to mitigate financial losses. This proactive approach helps clients make informed decisions about their insurance portfolios.
People
Ryan Cheda
President
Ryan Cheda founded Cheda Insurance after acquiring Ray Soper and Chris Thwaites Agency. He specializes in commercial, agribusiness, and life insurance while maintaining expertise across multiple insurance lines. A Petaluma resident, he enjoys outdoor activities with his family.
Patrick Stallone
Insurance Advisor
Patrick Stallone brings over 20 years of property and casualty insurance experience. He designs customized packages for urban and rural clients while coaching youth sports and exploring local trails on his mountain bike. A Marin County native and SF State graduate.
Tina Clementino
Insurance Specialist
Tina Clementino offers 10+ years of insurance expertise and 20+ years in customer service. She assists clients with coverage needs while enjoying Sonoma County's local activities. Her family has lived in Petaluma for over a century.
Therese Avilla
Office Manager
Therese Avilla has worked in insurance since 1978, joining Cheda Insurance for its client-focused approach. A lifelong Petaluma resident, she enjoys cooking, hiking, and spending time with family while providing exceptional customer service.
Lindsay Cheda
Marketing & Community Relations
Lindsay Cheda began her insurance career at 16 in her family's Farmers Insurance Agency. She focuses on community engagement and client relationship development while managing marketing initiatives for the agency.
Questions
What types of insurance do you specialize in?
We specialize in commercial insurance, agribusiness coverage, life insurance, property and casualty policies, and risk analysis services tailored to local needs.
How do you tailor insurance solutions to individual needs?
Our team conducts detailed assessments to understand your specific requirements and recommends customized coverage options that align with your personal or business objectives.
Do you serve both individuals and businesses?
Yes, we provide insurance solutions for both individuals seeking personal coverage and businesses requiring commercial protection across various industries.
What areas do you serve?
We primarily serve clients in Sonoma and Marin Counties, leveraging our local expertise to address regional insurance requirements effectively.