Business Details
37 Years
experience
Your Trusted Insurance Partner in Huntington Beach
Maraletos Insurance has been dedicated to meeting the insurance needs of individuals, families, and businesses across California since 1989. As an independent broker, we collaborate with leading industry providers to deliver personalized solutions for life, health, disability, long-term care, dental, vision, automobile, homeowners, general liability, workers' compensation, professional liability, and investment plans. Our team of experienced professionals prioritizes client interests, ensuring coverage that aligns with unique needs at competitive rates. We offer 24/7 online quote access and maintain a commitment to transparency, client education, and hassle-free service.With decades of combined experience, we specialize in navigating complex insurance landscapes to protect clients against diverse risks. Our affiliations with trusted carriers like Aetna, Anthem Blue Cross, and UnitedHealthcare underscore our ability to source quality coverage. We emphasize long-term relationships built on reliability, ethical practices, and comprehensive risk management strategies tailored to evolving client requirements.
Services
Health Insurance
Life Insurance
Commercial Insurance
Disability Insurance
Financial Planning
Homeowners Insurance
Auto Insurance
Long-Term Care
Dental Insurance
Workers Compensation
Details
- Year established: 1989
Highlights and features
- We offer 30+ years of experience in insurance brokerage services
- Our independent broker status provides access to multiple top-rated carriers
- 24/7 online quote system for immediate coverage comparisons
- Team of certified insurance professionals with specialized expertise
- Customized risk management solutions for personal and business needs
Services
Health Insurance
We provide comprehensive health insurance solutions for individuals, families, and businesses. Our offerings include personal health plans, group coverage, dental and vision insurance, travel medical protection, and Medicare supplements. With access to major carriers like Blue Shield of California and UnitedHealthcare, we help clients find affordable policies that meet ACA requirements while ensuring quality healthcare access. Our specialists guide clients through plan comparisons, enrollment processes, and ongoing policy management.
Commercial Insurance
Our commercial insurance services protect businesses from operational risks through tailored solutions. We offer general liability, business owners' policies, commercial auto, property insurance, workers' compensation, and professional liability coverage. With expertise in risk assessment, we help businesses secure appropriate protection against property damage, liability claims, and business interruption. Our team works with companies across industries to ensure compliance with regulatory requirements while optimizing premium costs through strategic carrier partnerships.
Life Insurance
We offer both term and permanent life insurance solutions to protect families and business interests. Our services include individual policies, group life coverage, and business-related insurance products. We help clients determine appropriate coverage amounts based on financial obligations, estate planning needs, and long-term goals. With access to multiple carriers, we provide competitive rates and policy structures that balance premium costs with lifelong protection and potential cash value accumulation.
Disability Insurance
Our disability insurance solutions protect clients' earning potential against unexpected injuries or illnesses. We offer both individual policies and business overhead expense coverage to replace income during disability periods. Our specialists help determine appropriate benefit amounts, elimination periods, and coverage durations based on occupation, income level, and financial obligations. We work with carriers to secure policies that provide financial security while navigating complex underwriting requirements for various medical conditions.
Financial Planning
We provide comprehensive financial planning services including retirement accounts and investment strategies. Our offerings cover 401(k), IRA, SEP IRA, and annuity products to help clients achieve long-term financial goals. We assist with tax-deferred investment options, estate planning considerations, and risk management integration. Our advisors help both individuals and businesses select appropriate vehicles based on time horizons, risk tolerance, and retirement objectives while maintaining compliance with regulatory requirements.
Questions
How can I get a free insurance quote?
Visit our website to access 24/7 online quote systems for health, life, and commercial insurance products, or call 714-323-5301 during business hours for personalized assistance.
What types of insurance do you offer?
We provide health, life, disability, dental, vision, auto, homeowners, commercial, workers' compensation, and long-term care insurance, along with retirement planning services.
Do you serve businesses only or individual clients too?
We serve both individuals and businesses, offering personalized insurance solutions for personal needs and comprehensive commercial coverage options.
Are you affiliated with specific insurance carriers?
As an independent broker, we work with multiple top-rated carriers including Aetna, Anthem Blue Cross, Blue Shield of California, Health Net, and UnitedHealthcare to find optimal coverage matches.
Can you help with California-specific insurance requirements?
Yes, with decades of experience serving California clients, we understand state-specific regulations and can help navigate local insurance requirements for personal and business policies.
