Business Details
17 Years
experience
Emergency
services
Your Trusted Insurance Partner in Riverside, CA
Empire Independent Insurance Agency has been serving Southern California with a combined 150 years of industry experience. Our team prioritizes personalized service, treating clients like family while offering tailored insurance solutions. We leverage relationships with multiple carriers to secure competitive rates without compromising coverage quality. With a focus on integrity and transparency, we guide clients through complex insurance decisions, ensuring they understand their policies and feel confident in their coverage choices. Our commitment to exceptional customer service has made us a trusted partner for personal and business insurance needs in Riverside, CA. 
Services
Auto Insurance
Home Insurance
Business Insurance
Life Insurance
Boat Insurance
Flood Insurance
Motorcycle Insurance
Renters Insurance
SR22 Insurance
Umbrella Insurance
Details
- Year established: 2009
Highlights and features
- We offer personalized insurance solutions with 150+ years of combined industry experience
- Our team secures competitive rates through relationships with multiple insurance carriers
- We provide 24/7 support for policyholders in high-risk areas requiring specialized coverage
- Our agents maintain deep expertise in California-specific insurance regulations and risks
- We prioritize transparent communication and client education about policy details
What people say
Excellent service
Friendly and courteous
Saved us money
Quick response
Highly recommend
Services
Auto Insurance
Our auto insurance policies protect drivers in Riverside, CA with collision, liability, and comprehensive coverage options. We specialize in finding affordable rates for high-risk drivers and those in wildfire-prone areas. Our agents help clients understand coverage options for vehicle damage, theft, and liability claims while ensuring compliance with California's minimum requirements.
Home Insurance
We provide homeowners insurance covering fire, wind, and liability claims for properties in high-risk wildfire areas. Our policies include replacement cost coverage and liability protection tailored to California's unique risks. We help clients navigate post-disaster claims processes and secure coverage that balances protection with affordability for both primary residences and investment properties.
Business Insurance
Our business insurance solutions include BOP policies, general liability, and cyber liability coverage for California businesses. We specialize in risk management for restaurants, contractors, and technology companies facing regional challenges. Our team helps businesses secure workers' compensation and commercial auto insurance while providing support for claims related to property damage and liability lawsuits.
Life Insurance
We offer term, whole, and universal life insurance policies to protect families' financial futures. Our agents help clients determine appropriate coverage amounts based on income replacement needs and debt obligations. We provide policy comparisons from multiple carriers to ensure competitive rates while explaining key differences between temporary and permanent life insurance products.
Boat Insurance
Our boat and PWC insurance policies cover physical damage, liability, and medical payments for watercraft owners. We provide coverage for various vessel types including jet skis, pontoons, and yachts. Our agents help clients understand state requirements for boat insurance and secure policies that protect against theft, storms, and third-party liability claims while ensuring proper trailer coverage.
People
Adam Raymond
Agency Principal
With over 30 years of insurance experience, Adam specializes in finding customized solutions for personal and commercial clients. He focuses on building long-term relationships while maintaining deep knowledge of California's unique insurance challenges.
Ramie Balan
Agent
Ramie provides personalized insurance guidance, specializing in risk assessment and policy comparisons. She maintains expertise in California's insurance regulations while delivering responsive service to both personal and business clients.
Brooke Roberts
Office Manager
Brooke coordinates client services and policy administration, ensuring smooth operations and timely responses to client inquiries. She plays key role in maintaining the agency's reputation for exceptional customer service.
Emma Strommen
CSR
As a customer service representative, Emma provides policy support and claims assistance while maintaining detailed knowledge of insurance products and client needs.
Jovita DeLeon
Agent
Jovita offers insurance solutions for personal and commercial clients, focusing on clear communication and comprehensive coverage options tailored to individual risk profiles.
Questions
How can I get an insurance quote?
Call us at (951) 368-0900 or submit our online quote form to receive personalized insurance recommendations and pricing.
What types of insurance do you offer?
We provide auto, home, life, boat, business insurance, and specialty coverage including SR22 and flood insurance.
Do you serve areas outside Riverside?
Yes, we serve all of California including Inland Empire, San Bernardino, and high-risk wildfire zones.
How do you find competitive insurance rates?
As an independent agency, we compare policies from multiple carriers to find you the best coverage at competitive prices.
Are you available for emergencies?
Yes, our team provides 24/7 support for urgent insurance needs and claims assistance.
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