Universal Capital is a direct hard money lender providing short-term construction, renovation, and bridge loans for non-owner occupied properties. With over 10 years of experience in mortgage banking, the team of experts at Universal Capital specializes in short-term real estate loans ranging from $100,000 to $3 million. From fix-and-flip projects to commercial property financing, their simple and straightforward application process makes it easy to get the financing you need quickly. They focus on providing time-sensitive interim and bridge financing for real estate investments, using non-owner occupied residential and commercial properties as collateral.