U.P. State Credit Union

At U.P. State Credit Union, we're more than just a financial institution - we're a family. Our roots run deep in the Upper Peninsula of Michigan, and we're proud to serve our members with a personal touch. We know our members, and we're committed to helping them achieve their financial goals.

Our Story

Our story begins with a simple yet powerful mission: to provide progressive financial services to our members. We're a member-owned, member-driven credit union, which means that we're dedicated to putting our members' needs first. Our vision is to be the trusted and preferred financial institution in the Upper Peninsula, and we're working hard to make that vision a reality.

Our Services

We offer a wide range of financial services to meet the unique needs of our members. From checking and savings accounts to loans and investment options, we've got you covered. Our services include:

• Checking accounts with direct deposit and online access
• Business checking accounts for local businesses
• Debit cards with rewards and benefits
• U.S. Savings Bonds and Certificates of Deposit for long-term savings
• IRA and gift card options
• Christmas Club and Money Market Savings accounts
• Rewards Savings and Member Information services
• Direct Deposit, Order Checks, and Routing Information
• Wiring Instructions and VISA ScoreCard Rewards
• Complimentary Services like Lost or Stolen Debit/VISA card and For Sale Loans

Loans and Credit

We also offer a variety of loan options to fit your needs, including:

• Auto Loans for new and used vehicles
• Mortgages for homeowners and homebuyers
• Revolving Line of Credit for flexible financing
• Recreational Loans for boats, RVs, and more
• Loan Protection and VISA Card options
• Skip-A-Pay and Online Access for convenience

Online Access

Our online services make it easy to manage your finances from anywhere. With Home Banking, E-Statements, VISA eZCard, and Bill Pay, you can stay on top of your accounts and make transactions with ease. Our Mobile Money App and How to make a Mobile Deposit services allow you to bank on-the-go.

Resources

We're committed to providing our members with the resources they need to succeed. Our Shared Branching Resources and About Us section offer valuable information and tools to help you make informed financial decisions.