Business Details
Your Trusted Financial Partner in Newberry, MI
At Tahquamenon Area Credit Union, we operate on the fundamental principle that credit unions are organizations of people, not money. Our mission is to provide members with financial products and services designed to meet their needs while fostering a culture of mutual support and community empowerment. With a focus on competitive rates and personalized service, we help members achieve their financial goals through savings accounts, loans, and electronic banking solutions. Our commitment to excellence is reflected in our federally insured accounts and flexible lending options tailored to both individual and community needs. We prioritize transparency, ethical practices, and member satisfaction, ensuring that every decision aligns with our core values of trust and collaboration.Through initiatives like our Skip-A-Pay program and 24/7 ATM access, we strive to make financial management convenient and accessible. Our team of dedicated professionals brings decades of experience in delivering reliable financial guidance, reinforcing our position as a trusted partner in the Upper Peninsula of Michigan. By leveraging collective resources, we enable members to build savings, secure loans, and navigate financial challenges with confidence. Our service hours and multiple branch locations reflect our dedication to serving the communities of Newberry and Engadine, where we maintain strong local ties. As a member-owned institution, we remain steadfast in our mission to promote financial well-being through innovative solutions and unwavering support.
Services
Share Accounts
Checking Accounts
Vehicle Loans
Mortgages
Credit Cards
Online Banking
Personal Loans
Recreational Loans
IRAs
Home Equity Loans
Highlights and features
- We offer federally insured accounts up to $250,000 for member security.
- Our competitive loan rates include auto, mortgage, and recreational vehicle financing.
- 24/7 ATM access and digital banking services for convenience.
- Community-focused approach with personalized financial guidance.
- Flexible Skip-A-Pay program to manage unexpected expenses.
Associations and certifications
- National Credit Union Administration (NCUA)
Services
Share Accounts
Our share accounts are designed to help members achieve savings goals with federal insurance up to $250,000. Options include Primary Shares, IRAs, and Christmas Clubs. Members earn dividends monthly while building financial security through flexible savings plans.
Vehicle Loans
Competitive auto loans start at 5.25% APR for new and used vehicles. We offer flexible terms and quick approval processes. Members can finance cars, boats, snowmobiles, and other recreational vehicles with personalized payment plans.
Mortgages
Our mortgage solutions include construction, vacant land, and home equity loans. Rates are tailored to member needs with options for fixed or adjustable terms. We support financing for primary residences and recreational properties.
Online Banking
24/7 access through ItsMe247 online and mobile banking platforms. Features include free bill payment, person-to-person transfers, e-statements, and account-to-account transfers. Mobile apps are available for iOS and Android devices.
Credit Cards
Credit cards start at 7.90% APR with rewards programs and fraud protection. We offer secured and unsecured options to build credit. Members can apply online or through local branches for instant approval decisions.
Questions
How do I apply for a loan?
Apply online through ItsMe247 banking or visit a branch. Decisions typically take 24 hours with required documentation.
Are my savings insured?
Yes, accounts are federally insured up to $250,000 by the National Credit Union Administration (NCUA).
What digital banking services are available?
Free online bill pay, mobile apps, e-statements, and person-to-person transfers accessible 24/7.
Do you offer recreational vehicle financing?
Yes, we finance boats, snowmobiles, ATVs, and travel trailers at competitive rates starting at 6.00% APR.
What are the branch hours?
Newberry: Mon-Fri 8:30am-5:00pm. Engadine: Mon-Fri 8:00am-4:30pm (closed 1:00pm-2:00pm daily).