Tahquamenon Area Credit Union

Tahquamenon Area Credit Union is a distinguished financial institution, recognized as one of the leading credit unions in the state. We have built a solid reputation for delivering exceptional service and affordable rates to our valued members. At Tahquamenon Area Credit Union, we believe in the power of people helping people - a philosophy that lies at the heart of every credit union. Our members are more than just account holders; they are part owners of the organization. Together, we work to build a robust savings base while providing our members with a competitive return on their funds. The collective resources of our members also enable us to provide loans at competitive interest rates, thus empowering fellow members to fulfill their financial aspirations.

Our Mission

At Tahquamenon Area Credit Union, our mission is to provide top-notch products and services tailored to meet the unique needs of our members. We strive to offer these services in a secure and trustworthy manner. As a member-owned organization, we prioritize your financial well-being. Our commitment to you extends beyond merely offering financial services - we are here to help you achieve your financial goals and navigate life's financial challenges.

Services

Tahquamenon Area Credit Union offers an extensive range of services designed to cater to your diverse needs. These services include:

Share (Savings) Accounts

Our savings options are tailored to align with your financial goals, whether you're saving for a rainy day, a significant purchase, or retirement. All savings accounts are federally insured by the National Credit Union Administration (NCUA) up to at least $250,000 per member. Here's a brief overview of our savings options:

• *Primary Shares*: This is your basic savings account, which provides a foundation for your membership.
• *IRAs (Individual Retirement Accounts)*: These accounts help you prepare for your golden years, offering tax advantages and a secure place to grow your retirement fund.
• *Education IRAs*: These accounts assist you in saving for your children's or grandchildren's educational expenses.
• *Christmas Clubs and more*: These special savings accounts allow you to set aside funds for specific purposes and help you stay on track with your savings goals.

Share Draft (Checking) Accounts

Our checking accounts are designed to provide you with convenience and flexibility. Key features include:

• *No minimum balance requirement (after initial 5-10 business days)*
• *Low monthly service fee*
• *No per-check charge*
• *Free online banking and bill pay services*
• *Free mobile banking app*

Loans

We offer a variety of loans to meet your borrowing needs. Whether you're looking to purchase a vehicle, finance an education, or make home improvements, we have a loan product for you. Our loan options include:

• *Auto Loans*: Enjoy competitive rates and flexible terms on your next vehicle purchase.
• *Signature Loans*: Secure a personal loan for virtually any purpose.
• *Recreation Loans*: Fund your leisure activities, such as buying a boat or an RV.
• *Mortgages*: Choose from a variety of mortgage products to finance your dream home.

Credit Cards

Our credit cards offer competitive rates, reward programs, and flexible terms. Whether you're looking to build credit, earn rewards, or enjoy a low-interest rate, we have a credit card that fits your lifestyle.

Co-op Shared Branching

As a member of Tahquamenon Area Credit Union, you have access to over 5,000 shared branches and 30,000 ATMs nationwide. This means you can perform transactions, make deposits, and receive assistance at any of these locations, just as if you were at one of our branches.

At Tahquamenon Area Credit Union, we pride ourselves on offering extraordinary services that make your life easier. Explore our financial options and discover the benefits of membership today!