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Your Trusted Partner for Mexican Auto Insurance Solutions
Instant Mexico Auto Insurance has been a trusted provider of Mexican auto insurance solutions since 1973, offering over 50 years of expertise in protecting travelers and their vehicles south of the border. We specialize in comprehensive coverage for cars, RVs, trailers, motorcycles, and off-road racing vehicles, ensuring compliance with Mexican legal requirements while prioritizing customer safety and satisfaction. Our 24/7 online quote system enables instant policy generation, allowing clients to secure coverage from anywhere at any time.

As the official Mexico insurance agent for SCORE International, we provide tailored insurance for off-road racing events in Baja California, including the legendary Baja 1000. Our commitment to transparency, competitive pricing, and personalized service has established us as a reliable partner for cross-border travel insurance needs.
Services
Mexican Car Insurance RV Insurance Trailer Insurance Motorcycle Insurance Off-Road Racing Insurance Baja Auto Insurance Liability Coverage Comprehensive Coverage Collision Coverage Theft & Fire Coverage
Details
  • Year established: 1973
Highlights and features
  • We offer 50+ years of specialized expertise in Mexican auto insurance compliance.
  • Our 24/7 online quote system provides instant policy generation and printing.
  • Tailored coverage for off-road racing vehicles traveling to Baja events.
  • Comprehensive protection including liability, theft, fire, and collision coverage.
  • Official Mexico insurance partner for SCORE International off-road racing events.
Associations and certifications
  • SCORE International
What people say
Easy online process Competitive rates 24/7 availability Excellent customer service Reliable coverage
Services
Mexican Car Insurance
Mexican car insurance ensures legal compliance and financial protection for drivers entering Mexico. Our policies cover liability, collision, theft, and fire damage, meeting mandatory Mexican insurance requirements. With 50+ years of expertise, we provide tailored solutions for personal and rental vehicles traveling south of the border.
RV Insurance
RV insurance protects motorhomes and recreational vehicles during Mexican travel. Policies include liability coverage, physical damage protection, and theft/fire coverage. Our 24/7 online system allows instant policy generation for cross-border RV adventures in Baja California and beyond.
Off-Road Racing Insurance
Specialized insurance for off-road racing vehicles traveling to Baja events. As SCORE International's official Mexico agent, we provide tailored coverage for pre-runners, race vehicles, and support equipment. Policies exclude racing participation but cover transportation risks to and from events.
Motorcycle Insurance
Motorcycle insurance meets Mexican legal requirements for riders entering Mexico. Policies include mandatory liability coverage and optional comprehensive protection against theft, fire, and collision. Our system provides instant quotes for cruisers, sports bikes, and touring motorcycles.
Trailer Insurance
Trailer insurance covers travel trailers, utility trailers, and specialty towed vehicles in Mexico. Policies include liability protection and physical damage coverage for theft, fire, and accidents. We ensure compliance with Mexican insurance laws for all trailer types transported across the border.
Questions
How much does Mexican car insurance cost?
Costs vary based on vehicle type, coverage level, and duration. Free online quotes provide accurate estimates tailored to your specific needs.
Can I purchase Mexican car insurance at the border?
Yes, visit our San Ysidro office at 223 Via De San Ysidro, CA 92173 for in-person purchases before crossing.
Does Mexican car insurance cover rental cars?
Basic coverage applies, but we recommend additional protection through our policies for comprehensive cross-border security.
What happens if I get into an accident in Mexico?
Contact the 800 claims number on your policy immediately. An adjuster will be dispatched to assist with the claims process.
Does Mexican car insurance cover theft or vandalism?
Yes, comprehensive policies cover total theft and vandalism. Most US/Canada policies provide inadequate protection south of the border.
How do I insure a race vehicle for Baja events?
Contact our San Ysidro office directly at (800) 345-4701 for specialized off-road racing vehicle coverage requirements.