Business Details
50+ Years
experience
Your Trusted Insurance Partner Since 1917
Founded in 1917, E.W. Smith Insurance Agency has served our community for over a century with personalized insurance solutions. Our Wyandotte, Flat Rock, and Shelby Township offices offer dedicated agents who specialize in personal, business, and life insurance, helping clients find optimal coverage while reducing costs. We partner with top insurers like Auto-Owners, Citizens, AAA, and The Hartford to provide comprehensive plans at competitive prices. Our commitment to local communities and customer-centric approach has made us a trusted name in Michigan for generations. Services
Auto Insurance
Home Insurance
Life Insurance
Business Insurance
Condominium Insurance
Renters Insurance
Motorcycle Insurance
RV Insurance
Umbrella Insurance
Mortgage Protection
Details
- Year established: 1917
Highlights and features
- 100+ years of experience serving Michigan communities
- Personalized service with dedicated insurance agents
- Partnerships with top-rated insurers for competitive rates
- Specialized expertise in personal, business, and life insurance
- Community-focused approach to risk management
What people say
Top notch service
Best insurance rates
Quick response times
Professional agents
Community-focused approach
Services
Auto Insurance
We provide comprehensive auto insurance solutions protecting against liability, collision, and uninsured motorist scenarios. Our policies include medical payments coverage and roadside assistance while offering customizable options for classic cars and high-risk drivers. Clients benefit from competitive rates through our partnerships with top insurers.
Home Insurance
Our homeowners insurance covers structural damage, personal property loss, and liability claims while offering optional flood and earthquake endorsements. We specialize in customized policies for unique properties and provide guidance on risk mitigation strategies. Clients receive support during claims processing and policy renewals.
Life Insurance
We offer term and whole life insurance products providing death benefits and cash value accumulation. Our agents help clients determine appropriate coverage amounts based on family needs and financial obligations while explaining policy features like riders and conversion options.
Business Insurance
Our commercial policies include general liability, property protection, and workers' compensation for Michigan businesses. We tailor packages to industry-specific risks while offering business interruption coverage and professional liability options. Clients receive support with policy reviews and claims management.
Umbrella Insurance
We provide umbrella policies offering additional liability coverage beyond standard auto and home insurance limits. These plans protect against catastrophic losses and include legal defense cost coverage while providing peace of mind for high-net-worth individuals.
People
John Bobrowski
Insurance Agent
With decades of experience, John Bobrowski specializes in auto and home insurance solutions. Clients praise his responsiveness and ability to find cost-effective coverage options while maintaining personalized service for Wyandotte residents.
Kathy Mosher
Insurance Agent
Kathy Mosher has served clients for over 25 years, focusing on life and property insurance. Known for prompt communication and policy expertise, she helps families and businesses secure comprehensive coverage through tailored insurance strategies.
Nick Kinney
Insurance Agent
Nick Kinney assists clients with insurance needs in Shelby Township. His expertise includes bundling policies for maximum savings and providing guidance during claims processes. Clients highlight his professionalism and market knowledge in reviews.
Jason Durbin
Insurance Agent
Jason Durbin serves Flat Rock clients with expertise in auto and business insurance. He focuses on finding competitive rates while explaining policy details clearly, earning recognition for exceptional customer service over 14 years.
Tim George
Insurance Agent
Tim George specializes in home and auto insurance for Michigan residents. With over 20 years of experience, he provides personalized service and has received multiple awards for client satisfaction and policy expertise.
Questions
What types of insurance does E.W. Smith offer?
We provide auto, home, life, business, motorcycle, RV, umbrella, and specialty insurance policies tailored to individual needs.
How can I get a quote?
Request a free quote online or contact our Wyandotte, Flat Rock, or Shelby Township offices directly for personalized assistance.
Do you offer bundling discounts?
Yes, we help clients combine policies for significant savings on auto, home, and other insurance products.
Are your agents locally based?
Our dedicated agents operate from three Michigan locations and provide personalized service to local clients.
How do you handle insurance claims?
We partner with trusted restoration companies and guide clients through the claims process for efficient resolution.
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