Business Details
47 Years
experience
Your Trusted Insurance Partner Since 1979
Orechkin Insurance Agency has been a trusted name in the insurance industry since 1979, providing tailored solutions to individuals and businesses. Founded by Mark S. Orechkin, CLU, RHU, our agency represents over 30 top-rated insurance carriers, ensuring clients receive comprehensive coverage options. With decades of combined experience, we specialize in life insurance, health insurance, disability, annuities, and long-term care planning. Our commitment to personalized service is rooted in prompt responsiveness, active listening, and a dedication to exceeding client expectations. We prioritize your best interests, offering expert counsel and innovative strategies to protect your financial future. Recognized for excellence through industry awards and affiliations, we remain focused on building lasting relationships grounded in trust and transparency.Our mission is to deliver clear communication, exceptional customer service, and solutions that align with your unique needs. As a leader in disability insurance sales, we combine technical expertise with a client-centric approach to navigate complex insurance decisions. Our teams extensive credentials, including CLU and RHU designations, underscore our authority in the field. By maintaining a deep understanding of market trends and product diversification, we empower clients to make informed choices that safeguard their families and assets.
Services
Life Insurance
Health Insurance
Disability Insurance
Annuities
Long Term Care
Final Expense Insurance
Universal Life Insurance
Whole Life Insurance
Term Life Insurance
Medicare
Details
- Year established: 1979
Highlights and features
- We have over 40 years of experience in insurance solutions.
- Our team consists of certified experts with CLU and RHU designations.
- We represent over 30 top-rated insurance carriers for diverse options.
- We prioritize personalized service tailored to individual client needs.
- Our founder has received industry awards for excellence in disability insurance.
Associations and certifications
- American College
- National Association of Health Underwriters
Services
Life Insurance
Life insurance provides financial protection for your loved ones in the event of your passing. We offer term, whole, universal, and final expense policies to suit varying needs. Our solutions help cover debts, funeral costs, and future expenses like education, ensuring your family's security.
Disability Insurance
Disability insurance safeguards your income if an injury or illness prevents you from working. We provide individual policies tailored to your profession and financial goals. Coverage ensures you can maintain your lifestyle during recovery without depleting savings.
Annuities
Annuities offer tax-deferred growth and guaranteed income streams for retirement. We help clients choose fixed, variable, or hybrid options aligned with their risk tolerance and long-term objectives. Benefits include creditor protection and flexible investment choices.
Long Term Care
Long-term care insurance covers costs for chronic illnesses or disabilities requiring extended care. We specialize in hybrid policies combining life insurance with LTC benefits, offering flexibility and tax-free benefits for care needs.
Health Insurance
Health insurance plans protect against medical expenses for individuals and families. We provide options including dental, vision, Medicare, and critical illness coverage. Our services ensure access to quality care while managing out-of-pocket costs.
People
Mark S. Orechkin
Founder
Mark S. Orechkin, CLU, RHU, founded Orechkin Insurance Agency in 1979. He holds advanced designations from the American College and National Association of Health Underwriters. Recognized for industry leadership, he specializes in disability insurance and has received awards from the Million Dollar Round Table and national associations.
Questions
What types of insurance do you offer?
We offer life, health, disability, annuities, long-term care, Medicare, dental, vision, and critical illness insurance tailored to individual and business needs.
What is the difference between term and whole life insurance?
Term life insurance provides coverage for a specific period, while whole life offers lifelong protection with cash value accumulation. Premiums for term are lower initially, but whole life remains level for life.
Why do I need disability insurance?
Disability insurance protects your income if you cannot work due to illness or injury. Over 25% of 20-year-olds will experience a disability, making it essential to secure financial stability during recovery.
How do annuities work for retirement?
Annuities provide tax-deferred growth and guaranteed income streams. Fixed annuities offer stable returns, while variable options allow investment in mutual funds. They ensure lifelong income and protect against market volatility.
Can I customize my insurance policy?
Yes, we tailor policies to your unique needs, offering flexible coverage options, premium adjustments, and hybrid solutions combining life insurance with long-term care benefits.
