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Your Trusted Insurance Partner in Miami Lakes, FL
Welcome to the Tom Ledwidge Insurance Agency, where we combine decades of expertise with personalized service to protect what matters most to our clients. With over 30 years of experience as a State Farm agent in Miami Lakes, I lead a dedicated team boasting a collective insurance experience of more than 100 years. Our agency serves Miami Lakes, Hialeah, Doral, Weston, Pembroke Pines, and Davie, offering comprehensive solutions including auto, homeowners, renters, life, health, and business insurance. We pride ourselves on being risk management specialists, not just insurance providers, ensuring our clients receive tailored coverage that aligns with their evolving needs.Our bilingual team prioritizes accessibility and convenience, with office hours available by appointment and 24/7 contact options. Whether you're navigating seasonal changes, business growth, or life milestones, we're here to help you secure the right policies with confidence. Our commitment to excellence is reflected in our 4.8/5 average rating on Google, earned through decades of reliable service and community trust.
Services
Auto Insurance
Homeowners Insurance
Renters Insurance
Life Insurance
Business Insurance
Condo Insurance
Health Insurance
Motorcycle Insurance
Boat Insurance
Highlights and features
- 30+ years of local insurance expertise in Miami Lakes
- Bilingual team with 100+ combined years of insurance experience
- 24/7 availability for emergencies and virtual meetings
- Personalized risk management beyond standard insurance sales
- 4.8/5 Google rating from 141+ verified reviews
What people say
Excellent customer service
Professional and competent staff
Quick claim resolution
Knowledgeable agents
Personalized service
Services
Auto Insurance
Protect your vehicle with comprehensive auto insurance tailored to your driving habits and needs. Our policies cover liability, collision, and comprehensive risks while offering discounts for safe drivers and multi-policy bundling. We help clients navigate coverage options for personal vehicles, rentals, and specialty vehicles like ATVs and motorcycles.
Homeowners Insurance
Secure your property with customizable homeowners insurance that covers structural damage, personal belongings, and liability protection. We specialize in policies for standard homes, condos, and flood-prone areas, with options to match remodeling projects or lifestyle changes. Our team ensures coverage aligns with seasonal risks and property value fluctuations.
Life Insurance
Plan for your family's future with term or permanent life insurance solutions. We offer policies that provide death benefits, cash value accumulation, and supplemental coverage options. Our agents help clients understand policy structures, premium costs, and beneficiary designations to create lasting financial protection plans.
Business Insurance
Safeguard your business with tailored commercial insurance packages. We provide general liability, property coverage, and specialized policies for unique industry risks. Our services include policy audits, risk assessments, and business continuity planning to protect against property damage, lawsuits, and operational disruptions.
Renters Insurance
Affordable renters insurance for apartment dwellers and homeowners with secondary properties. Our policies protect personal belongings against theft, fire, and water damage while providing liability coverage. We offer flexible terms for short-term leases, dormitory living, and transitional housing situations.
People
Tom Ledwidge
Owner/Agent
State Farm agent with 30+ years of local experience in Miami Lakes. Graduated from Western Michigan University in 1983. Leads a team of seven insurance professionals with 100+ combined years of experience.
Margaret Rodriguez
Office Representative
Licensed customer service representative with 5+ years of insurance experience. Specializes in auto, homeowners, life, and health insurance. Known for exceptional client care and personalized service.
Alejandra Mesa
Life Insurance Agent
Licensed since 2009, became a life insurance specialist in 2023. Expertise in homeowners, flood, auto, and life insurance. Provides tailored solutions for Florida residents from the Miami Lakes office.
Nohemi Venegas
Customer Relations
Licensed Florida representative specializing in auto, home, and health insurance. Passionate about helping clients find appropriate coverage. Available for in-person consultations at the Miami Lakes location.
Ingrid Santillana
Insurance Representative
Licensed professional with 30+ years of experience in auto, home, health, and life insurance. Provides expert guidance to clients seeking comprehensive coverage solutions at the Miami Lakes agency.
Questions
How do I get an insurance quote?
Visit our Miami Lakes office, call us at (305) 822-2424, or start an online quote through our website's 'Start A Quote' button.
Can you help with all insurance types?
Yes, we offer auto, home, renters, life, health, business, disability, and specialty insurance options in Florida.
When should I purchase life insurance?
As soon as possible to protect loved ones. Contact us for personalized plans that match your current needs and future goals.
Do you offer 24/7 services?
Yes, call or text us 24 hours daily for emergencies or schedule virtual meetings with our team at your convenience.
What areas do you serve?
We serve Miami Lakes, Hialeah, Doral, Weston, Pembroke Pines, Davie, and surrounding Miami-Dade County communities.
Can I make policy changes online?
Basic changes can be made through our website, but major policy adjustments require consultation with our licensed representatives.
