Business Details
50+ Years
experience
Your Trusted Insurance Partner in Pawtucket
Established in 1903, Butler & Messier Insurance Agency has built a legacy of trust and excellence over more than a century of service. Our agency specializes in offering tailored insurance solutions for individuals and businesses across Pawtucket, Rhode Island, and Southeastern Massachusetts. With representation from over 30 reputable insurance companies, we combine deep industry knowledge and personalized attention to help clients secure optimal coverage at competitive rates. Our team of seasoned professionals takes pride in thoroughly understanding client needs, identifying cost-saving opportunities, and providing ongoing policy adjustments to reflect changing circumstances.We distinguish ourselves through proactive risk management strategies, including regular insurance evaluations and specialized consulting services that extend beyond standard policy offerings. Our commitment to client education ensures informed decision-making, while our locally rooted expertise enables us to address specific regional insurance considerations effectively. Through decades of evolving market conditions, we've maintained our core philosophy: treating every client's insurance needs with the same care and priority we would our own.
Services
Auto Insurance
Homeowners Insurance
Business Insurance
Life Insurance
Renters Insurance
Commercial Insurance
Motorcycle Insurance
RV Insurance
Boat Insurance
Health Insurance
Details
- Year established: 1903
Highlights and features
- We represent over 30 major insurance companies to ensure competitive pricing.
- Our agents have saved clients over $800 annually through policy analysis.
- We provide personalized insurance reviews to match coverage with evolving needs.
- We offer proactive risk management and on-site claims handling services.
- Our commercial insurance analysis team specializes in business-specific coverage adjustments.
What people say
Save over $800
Best products and service
Follow through and follow up on claims
Competitively priced policies
Knowledgeable staff
Services
Auto Insurance
Our auto insurance policies protect drivers, families, and vehicles with customizable options including passive restraint discounts, multi-car savings, and anti-theft device credits. We apply specialized risk assessments to secure competitive rates while ensuring comprehensive protection through major carrier partnerships. Our agents help identify eligibility for good student, senior citizen, and e-customer loyalty credits.
Homeowners Insurance
We provide century-tested home insurance solutions that protect clients' most valuable assets through regular policy evaluations and specialized coverage options. Our offerings include superior home loss credits, nonsmoker incentives, and flood insurance add-ons. The agency's local expertise ensures appropriate valuation of regional property risks while maintaining cost-effectiveness.
Business Insurance
Our commercial insurance division conducts comprehensive business risk analyses and matches companies with financially sound insurers. We offer tailored policies including property protection, general liability, workers compensation, and specialized umbrella coverage. Regular policy adjustments ensure ongoing alignment with business growth patterns and industry-specific requirements.
Life Insurance
We offer whole life, term life, universal life, and variable life insurance solutions designed to protect dependents and preserve assets. Our agents explain policy features like adjustable premium structures and investment-linked cash value options while considering clients' long-term financial planning objectives and estate preservation needs.
Renters Insurance
Our renters insurance policies protect personal property against fire, burglary, and other common risks while including liability coverage. We help clients understand policy details and customize protection levels based on individual asset valuations and lifestyle requirements, ensuring adequate financial protection for their belongings.
Questions
What insurance types do you specialize in?
We offer auto, home, life, renters, and business insurance, plus specialty coverage for motorcycles, RVs, boats, and commercial properties. Our agents help clients determine appropriate policies based on individual needs.
How can you help me save money on insurance?
Our agents analyze coverage requirements, identify available discounts, and compare options across 30+ providers to secure competitive pricing while maintaining appropriate protection levels for your specific situation.
What areas do you serve?
We primarily serve Pawtucket and all of Rhode Island, plus Southeastern Massachusetts. Our local knowledge helps ensure insurance solutions match regional requirements and risk profiles.
What sets your agency apart from competitors?
With over 120 years of continuous service, we combine deep insurance expertise with personalized attention, regular policy reviews, and proactive risk management services that extend beyond standard industry offerings.
How do I schedule an insurance consultation?
Contact us at 401-728-3200 or visit our Pawtucket office to discuss your insurance needs. We'll analyze your current coverage and recommend customized solutions during your appointment.
What commercial insurance options exist for businesses?
We provide property, liability, workers compensation, and umbrella coverage, plus specialty packages for contractors, retailers, jewelers, and professional liability protection tailored to business-specific risks.
