Business Details
Your Trusted Independent Insurance Agency in Mission Viejo, CA
Parmenter Insurance Agency is an independent insurance agency dedicated to providing personalized insurance solutions for individuals and businesses across California and Phoenix, Arizona. With partnerships spanning multiple trusted insurers, we specialize in tailoring coverage options to meet the unique needs of our clients while prioritizing education to ensure informed decision-making. Our team focuses on delivering one-on-one service, helping clients identify cost-effective policies that align with their specific risk management goals. By leveraging our industry expertise and commitment to transparency, we aim to simplify the insurance process and build long-term relationships rooted in trust and reliability. 
Services
Auto Insurance
Homeowners Insurance
Business Owners Policy
Commercial Auto Insurance
Workers Compensation
Flood Insurance
Renters Insurance
Earthquake Insurance
Pet Insurance
Bonds
Highlights and features
- We work with multiple insurers to find coverage that matches your specific needs.
- Our team prioritizes client education to ensure clear understanding of policy options.
- We help clients achieve substantial savings through competitive rate comparisons.
- Our one-on-one service approach focuses on individualized risk management solutions.
- Experienced agents specialize in both personal and commercial insurance products.
Services
Auto Insurance
We provide comprehensive auto insurance solutions tailored to individual drivers and fleet operators. Our policies include collision, liability, and comprehensive coverage options with customizable deductibles. Clients receive guidance on selecting appropriate limits and discounts to optimize protection while minimizing costs.
Homeowners Insurance
Our homeowners insurance policies protect against property damage, personal liability, and living expense disruptions. Coverage includes structural repairs, personal property replacement, and additional protections like flood or earthquake endorsements. We help clients assess risks and select appropriate coverage levels for their specific properties.
Business Owners Policy
We offer customized Business Owners Policies that combine property, liability, and business interruption coverage. These packages provide comprehensive protection for small to mid-sized businesses with options for equipment breakdown and signage coverage. Our agents help businesses evaluate industry-specific risks and tailor appropriate solutions.
Commercial Auto Insurance
Our commercial auto policies cover business vehicles with liability, collision, and comprehensive protections. We serve businesses requiring specialized coverage for goods transportation, employee-operated vehicles, and high-value equipment. Policies include named-driver provisions and customizable limits to match operational needs.
Workers Compensation
We provide workers' compensation insurance that covers medical expenses and income replacement for workplace injuries. Our programs help California businesses comply with legal requirements while implementing cost-saving strategies through risk management initiatives and customized policy structures.
People
Jane Parmenter
President
Jane Parmenter leads our commercial lines division with extensive experience in business insurance solutions. She specializes in developing customized risk management strategies for California businesses.
Brynmor Parmenter
Broker - Commercial Lines
Brynmor Parmenter provides expert commercial insurance brokerage services, focusing on connecting businesses with optimal coverage solutions. His industry knowledge helps clients navigate complex insurance requirements effectively.
Pam Trost
Administration Manager
Pam Trost oversees our administrative operations, ensuring efficient policy processing and client support. Her organizational expertise contributes to our streamlined insurance service delivery.
Bethan Parmenter
Personal Lines Manager
Bethan Parmenter specializes in personal insurance solutions, helping individuals protect their assets through customized auto, home, and specialty coverage options across California.
Questions
What makes Parmenter Insurance Agency different from other insurance providers?
As an independent agency, we represent multiple insurers to provide unbiased recommendations. Our focus on personalized service and competitive rate comparisons helps clients find optimal coverage solutions.
What types of insurance services do you offer?
We offer personal insurance (auto, home, flood, renters) and commercial insurance (BOP, workers' compensation, commercial auto) for clients in California and Phoenix.
How can I save money on my insurance policies?
We compare rates from multiple carriers to find cost-effective options. We also help identify applicable discounts and appropriate coverage levels to optimize your insurance spending.
Which areas do you serve?
We primarily serve Mission Viejo, San Diego, and Phoenix, providing insurance solutions for clients throughout California and select Arizona locations.
How do I file an insurance claim?
Contact our office directly at 949-829-0516 for immediate assistance. Our team will guide you through the claims process and coordinate with the appropriate insurance carrier.
Do you offer commercial insurance for small businesses?
Yes, we specialize in Business Owners Policies and other commercial coverages tailored to small and mid-sized businesses in California.
