Total Choice Federal Credit Union

Founded in 1976 by a group of Taft Carbide employees, our organization has grown to manage over $60 million in assets while serving nearly 7,000 members. We operate as a community-based financial cooperative dedicated to promoting savings, offering competitive loan rates, and delivering comprehensive financial services. Our membership eligibility extends to individuals living, working, worshiping, or studying in St. Charles, St. James, and St. John the Baptist parishes. Structured as a democratically governed institution, we prioritize member needs through elected volunteer directors and return earnings via enhanced savings dividends and reduced service costs. With three physical branches and 24/7 telephone banking capabilities, we combine traditional service excellence with modern financial tools.

Our commitment to financial education includes complimentary counseling services and credit score monitoring. As a member-owned cooperative, we maintain strict transparency while focusing exclusively on our members' financial success. Our local decision-making structure ensures personalized service while maintaining competitive rates across savings, checking, and loan products. Through community reinvestment and member-centric policies, we continue fulfilling our vision of being the preferred financial partner for local residents.