Business Details
50+ Years
experience
Emergency
services
Your Trusted Insurance Partner in South Plainfield, NJ
Kape Insurance has been serving individuals and businesses in New Jersey and the Tri-State Area for over 60 years. Founded in 1961 by Bernard Kape, our agency combines decades of experience with a commitment to personalized service and comprehensive coverage solutions. Our team of licensed professionals specializes in tailoring insurance policies to meet the unique needs of both personal and business clients.We maintain strong relationships with multiple insurance carriers to ensure competitive pricing and customized options for every client. As a Trusted Choice agency, we adhere to high standards of service, including prompt claims assistance, transparent communication, and ongoing staff education to maintain industry expertise.
Services
Business Insurance
Auto Insurance
Bonds
Personal Property Insurance
Commercial Building Insurance
Cyber Insurance
Employment Practices Liability
Workers Compensation
Businessowners Policy
Personal Insurance
Details
- Year established: 1961
Highlights and features
- We offer over 60 years of experience serving New Jersey and the Tri-State Area.
- Our team provides personalized insurance solutions tailored to individual business needs.
- We maintain relationships with multiple insurance carriers for competitive pricing options.
- Our staff includes licensed professionals with Certified Insurance Service Representative designations.
- We provide 24/7 services including emergency phone access and online account management.
Services
Business Insurance
We create customized business insurance policies addressing industry-specific risks. Our solutions combine property, liability, and specialized coverages like cyber liability and employment practices protection. With access to multiple carriers, we help businesses find comprehensive protection that aligns with their operational needs and budgetary requirements.
Cyber Insurance
Our cyber liability policies protect against financial losses from data breaches and cyber attacks. Coverage includes legal fees, customer notification expenses, business interruption compensation, and third-party liability protection. We help businesses implement risk management strategies to address evolving digital threats and regulatory compliance requirements.
Workers Compensation
We provide workers' compensation insurance meeting state requirements while protecting business assets. Our policies cover medical expenses, lost wages, and legal costs associated with workplace injuries. We work with businesses to implement safety programs that reduce claims frequency and maintain affordable premium rates.
Personal Insurance
Our personal insurance offerings protect homes, vehicles, and valuable possessions across New Jersey. We provide customized homeowners, auto, and umbrella policies with flexible coverage options. Our agents help individuals and families understand policy details to ensure adequate protection at competitive rates.
Business Auto Insurance
We offer comprehensive business auto coverage for company-owned, leased, or rented vehicles. Policies include liability protection, physical damage coverage, and specialized options like hired auto and gap coverage. Our solutions protect businesses against financial losses from accidents involving company vehicles and employees.
People
Alan Kape
President
With over 40 years in the insurance industry, Alan Kape leads our agency with expertise in commercial insurance solutions. He holds a BA in Insurance from the University of Rhode Island and previously worked with Metropolitan Life before joining Kape Insurance in 1983.
Judy Kape
Office Administrator
Judy Kape manages office operations and personal lines department since 1992. She earned her BA from the University of Rhode Island and has over 30 years of experience in insurance administration, ensuring efficient client service delivery.
Kim Albanese
Customer Service Agent
Kim brings 28 years of insurance experience with specialized knowledge in personal and commercial lines. Certified as an Insurance Service Representative in 1998, she provides expert policy guidance and maintains strong client relationships through personalized service.
Barbara Chin
Customer Service Agent
Barbara specializes in personal insurance with bilingual Cantonese Chinese capabilities. She graduated from Katharine Gibbs School of Business and has served clients since 1998, focusing on clear communication and comprehensive coverage solutions.
Rebecca Lanzano
Customer Service Agent
Rebecca has supported insurance needs since 1992, assisting with policy selection and claims processes. She graduated from Katharine Gibbs School and maintains expertise in both personal and business insurance products to deliver tailored client solutions.
Questions
What types of business insurance do you offer?
We provide business auto, bonds, cyber liability, workers' compensation, commercial property, and Businessowners Policies (BOP) tailored to specific industry needs.
Do you offer personal insurance coverage options?
Yes, we offer homeowners, auto, boat, motorcycle, renters, and umbrella liability policies across New Jersey.
How quickly can you help with insurance claims?
Our Trusted Choice pledge ensures prompt claims assistance with dedicated support throughout the resolution process.
Are your insurance agents licensed and trained?
All our agents hold industry certifications and maintain continuing education to provide expert insurance guidance.
Can you help customize coverage for unique business needs?
Yes, we specialize in creating tailored insurance solutions for businesses of all sizes and industries.
Do you offer 24/7 insurance services?
Yes, we provide 24/7 access through emergency phone lines, online account management, and email support.
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