Business Details
Affordable Life Insurance Solutions in New Jersey
Excalibur Brokerage has been a trusted leader in life insurance solutions for over four decades. Our expertise spans term life, whole life, universal life, and specialized policies for impaired risk cases, supported by a Board Certified Medical Director and experienced underwriters. We serve both consumers and brokers nationwide, prioritizing personalized service and tailored solutions. Our team's deep industry knowledge, including 20+ years of leadership in long-term care, ensures clients receive informed guidance.We maintain strong relationships with underwriters to advocate for clients' best interests, demonstrated by testimonials highlighting rapid policy approvals and exceptional service. Our commitment to transparency and client education has made us a go-to resource for complex insurance needs.
Services
Term Life Insurance
Whole Life Insurance
Universal Life Insurance
Disability Income Insurance
Long Term Care Insurance
Buy-Sell Insurance
Mortgage Life Insurance
Final Expense Insurance
Key Person Insurance
Return of Premium Insurance
Highlights and features
- We offer 40+ years of specialized experience in life insurance solutions
- Our team includes a Board Certified Medical Director and impaired risk specialists
- We provide personalized pre-underwriting guidance for complex cases
- Our brokers maintain direct relationships with 30+ insurance carriers
- We guarantee rapid policy processing with documented 72-hour approvals
What people say
Excellent customer service
Thorough and efficient
Secured coverage quickly
Honest and competent
Aggressively addressed needs
Services
Term Life Insurance
Term Life Insurance provides affordable, straightforward protection for specific time periods like 10, 20, or 30 years. Ideal for temporary needs such as mortgage protection or income replacement, these policies offer death benefits without cash value accumulation. Our brokers help clients compare multiple carriers to find the most competitive rates for their coverage requirements.
Whole Life Insurance
Whole Life Insurance combines death benefits with cash value accumulation that grows tax-deferred over time. This permanent coverage option allows policyholders to build equity through cash value that can be accessed via loans or withdrawals. Our experts help clients understand how whole life policies can serve as both protection and financial planning tools.
Disability Income Insurance
Disability Income Insurance replaces a portion of your income if an illness or injury prevents you from working. Coverage amounts and benefit periods vary to meet different financial needs. Our specialists help clients evaluate their income protection requirements and select appropriate coverage that maintains their standard of living during disability periods.
Long Term Care Insurance
Long Term Care Insurance helps cover costs for extended care services not typically covered by health insurance. Policies can provide home care, assisted living, or nursing facility coverage. Our certified long-term care professionals assist clients in planning for future care needs while preserving their financial assets.
Impaired Risk Insurance
Impaired Risk Insurance specializes in providing life insurance solutions for individuals with medical conditions or complex health histories. Our team works with specialized carriers to find coverage options for clients who might be declined elsewhere. We advocate for clients during underwriting to secure the most favorable terms possible.
People
Carl Feller
President
With 40 years in the insurance industry, Carl Feller holds leadership roles at Excalibur Brokerage. He earned his bachelor's degree from Fairleigh Dickinson University and brings expertise in life, health, and long-term care insurance. Certified as a Long-Term Care Professional, Carl specializes in helping impaired risk clients and brokers navigate complex insurance solutions.
Elena Corradino
Brokerage Business Manager
Elena Corradino manages brokerage operations with dual expertise in insurance and foreign languages. Holding degrees from Kean University and Chuvash State Pedagogical University, she combines insurance knowledge with multilingual communication skills. Certified through industry underwriting schools, Elena facilitates broker relationships and client case management with specialized carrier knowledge.
Questions
What types of life insurance do you offer?
We provide term life, whole life, universal life, return of premium, and specialized policies for impaired risk cases. Our brokers compare multiple carriers to find optimal solutions.
Can I get life insurance with health issues?
Yes, we specialize in impaired risk cases. Our experts work with specialized carriers to find coverage options for clients with complex medical histories.
How quickly can I get coverage?
Guaranteed Issue policies can be approved in 2 days. Regular policies typically take 2-6 weeks depending on medical exams and record availability.
Do you offer disability insurance?
Yes, we offer Disability Income Insurance that replaces income during covered illnesses or injuries. Policies include short-term and long-term options with customizable benefit periods.
Can I get term life insurance that returns premiums?
Yes, we offer Return of Premium Term Insurance that returns 100% of premiums paid if the policy expires without a claim, combining protection with savings.
Do you help business owners with insurance needs?
Yes, we provide buy-sell insurance, key person coverage, and group policies tailored to business owners' specific protection requirements and succession planning needs.
